One Nevada Credit Union Visa Platinum Rewards Credit Card
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| Purchase APR (Variable APR) | 8.25 - 17.25 |
| Balance Transfer APR (Variable APR) | 8.25 - 17.25 |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
One Nevada Credit Union Visa Platinum Rewards Credit Card Review
This is a rewards card issued by One Nevada Credit Union. If you're wondering whether One Nevada Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. One Nevada Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 8.25% up to 17.25%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 2% Balance transfer fee. One Nevada Credit Union Visa Platinum Rewards Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of One Nevada Credit Union Visa Platinum Rewards Credit Card
| The Good | The Bad |
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One Nevada Credit Union Visa Platinum Rewards Credit Card FAQ
Does One Nevada Credit Union Visa Platinum Rewards Credit Card have a cash back or rewards program?
One Nevada Credit Union Visa Platinum Rewards Credit Card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does One Nevada Credit Union Visa Platinum Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does One Nevada Credit Union Visa Platinum Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the One Nevada Credit Union Visa Platinum Rewards Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for One Nevada Credit Union Visa Platinum Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.One Nevada Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 8.25% up to 17.25%. The card has a variable balance transfer APR that ranges from 8.25% up to 17.25%. It also has a variable cash advance APR that ranges from 8.25% up to 17.25%.
Does One Nevada Credit Union Visa Platinum Rewards Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does One Nevada Credit Union Visa Platinum Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for One Nevada Credit Union Visa Platinum Rewards Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $27 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does One Nevada Credit Union Visa Platinum Rewards Credit Card have a foreign transaction fee?
One Nevada Credit Union Visa Platinum Rewards Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for One Nevada Credit Union Visa Platinum Rewards Credit Card?
The One Nevada Credit Union Visa Platinum Rewards Credit Card customer service number is (800) 388-3000.
What is the support contact email for One Nevada Credit Union Visa Platinum Rewards Credit Card?
The support contact email for One Nevada Credit Union Visa Platinum Rewards Credit Card is update-email@onenevada.org .
What is the One Nevada Credit Union Visa Platinum Rewards Credit Card login page?
You can access the One Nevada Credit Union Visa Platinum Rewards Credit Card login page here.
How do people rate the customer service and user experience of One Nevada Credit Union Visa Platinum Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does One Nevada Credit Union Visa Platinum Rewards Credit Card report your account activity to credit bureaus?
Yes, One Nevada Credit Union Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for One Nevada Credit Union Visa Platinum Rewards Credit Card
- Visit the One Nevada Credit Union Visa Platinum Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2645 South Mojave Road
Las Vegas, NV 89121 USA - (800) 388-3000
- Visit Site
- Email Support
About One Nevada Credit Union Visa Platinum Rewards Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | 5 |
| Cash Advance Fee (%) | Up to 2 |
| Minimum Cash Advance Fee ($) | Starting at 5 |
| Foreign Currency Transaction Fee | 2 |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | 1 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Up to 25 |
| Paper Statement Fee | 5 |
| Late Fee Amount | Up to 27 |
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