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  One Nevada Credit Union Visa Signature Rewards Credit Card

One Nevada Credit Union Visa Signature Rewards Credit Card

in Personal Credit Cards from One Nevada Credit Union

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One Nevada Credit Union Visa Signature Rewards Credit Card

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in Personal Credit Cards from One Nevada Credit Union

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Highlights
Purchase APR  (Variable APR) 8.25% - 17.25%
Balance Transfer APR  (Variable APR) 8.25% - 17.25%
Credit Score Range 680 - 850
Annual Fee $0

One Nevada Credit Union Visa Signature Rewards Credit Card Review

This is a rewards credit card issued by One Nevada Credit Union. If you're wondering whether One Nevada Credit Union Visa Signature Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. One Nevada Credit Union Visa Signature Rewards Credit Card has a variable purchase APR that ranges from 8.25% up to 17.25%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 2% Balance transfer fee. One Nevada Credit Union Visa Signature Rewards Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of One Nevada Credit Union Visa Signature Rewards Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on purchases everywhere One Nevada Credit Union Visa Signature Rewards Credit Card is accepted.
  • One Nevada Credit Union Visa Signature Rewards Credit Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 2%.
  • Charges a 2% balance transfer fee.
One Nevada Credit Union Visa Signature Rewards Credit Card FAQ

Does One Nevada Credit Union Visa Signature Rewards Credit Card have a cash back or rewards program?

One Nevada Credit Union Visa Signature Rewards Credit Card is a rewards card.

One Nevada Credit Union Visa Signature Rewards Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does One Nevada Credit Union Visa Signature Rewards Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does One Nevada Credit Union Visa Signature Rewards Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the One Nevada Credit Union Visa Signature Rewards Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance
  • Cell Phone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for One Nevada Credit Union Visa Signature Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 8.25% up to 17.25%. The card has a variable balance transfer APR that ranges from 8.25% up to 17.25%. It also has a variable cash advance APR that ranges from 8.25% up to 17.25%.

Does One Nevada Credit Union Visa Signature Rewards Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does One Nevada Credit Union Visa Signature Rewards Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for One Nevada Credit Union Visa Signature Rewards Credit Card?

The following fees apply:

  • There is no overlimit fee
One Nevada Credit Union Visa Signature Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 2%
Returned Payment Fee up to $25
Late Payment Fee up to $27

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does One Nevada Credit Union Visa Signature Rewards Credit Card have a foreign transaction fee?

One Nevada Credit Union Visa Signature Rewards Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for One Nevada Credit Union Visa Signature Rewards Credit Card?

The One Nevada Credit Union Visa Signature Rewards Credit Card customer service number is (800) 388-3000.

Does One Nevada Credit Union Visa Signature Rewards Credit Card report your account activity to credit bureaus?

Yes, One Nevada Credit Union Visa Signature Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for One Nevada Credit Union Visa Signature Rewards Credit Card

  • Visit the One Nevada Credit Union Visa Signature Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About One Nevada Credit Union Visa Signature Rewards Credit Card

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View all personal credit cards offered by One Nevada Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Every Purchase (Points) With every purchase, you'll earn points towards travel, merchandise and even cash back .
No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Up to 2%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 2%
Minimum Interest Charge $1
Returned Payment Fee Up to $25
Paper Statement Fee $5
Late Fee Amount Up to $27
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Purchase Protection
  • Fraud Liability
  • Cellular Telephone Protection
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 8.25% - 17.25%
Balance Computation a method called “average daily balance including new purchases.”
Purchase APR (Variable APR) 8.25% - 17.25%
Balance Transfer APR (Variable APR) 8.25% - 17.25%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 2%
Card Type
  • Rewards
Card Network Visa

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