
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Would you recommend Petal® 2 "Cash Back, No Fees" Visa® Credit Card to your friends?
Community Rating | Strongly recommended |
Purchase APR (Variable APR) |
17.49% - 31.49% (Verified 02/07/2023)
|
Balance Transfer APR (Variable APR) |
N/A (Verified 02/07/2023)
|
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Number of Reviews | 6 |
Petal® 2 "Cash Back, No Fees" Visa® Credit Card Review
This is a cashback card issued by WebBank, member FDIC.. If you're wondering whether Petal card is the right card for you, read on.
Key Takeaways
- 2% - 10% cash back at select merchants
- Build credit alongside hundreds of thousands of Petal Card members.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 31.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Petal card
The Good | The Bad |
---|---|
|
|
Petal card FAQ
Does Petal card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 1.5% for purchases in a bonus category.
Minimum rewards rate | 1x |
Max rewards rate | 1.5x |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Petal card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Petal card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Petal card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Petal® 2 "Cash Back, No Fees" Visa® Credit Card has a variable purchase APR that ranges from 17.49% up to 31.49%.
Does Petal card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Petal card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Petal card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | $0 |
Late Payment Fee | $0 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Petal card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Petal card?
The Petal card customer service number is (855) 697-3825.
What is the support contact email for Petal card?
The support contact email for Petal card is emailsupport@petalcard.com.
What is the Petal card login page?
You can access the Petal card login page here.
How do people rate the customer service and user experience of Petal card?
Overall, Petal card is strongly recommended based on community reviews that rate customer service and user experience.
Does Petal® 2 "Cash Back, No Fees" Visa® Credit Card report your account activity to credit bureaus?
Yes, Petal® 2 "Cash Back, No Fees" Visa® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Petal card
- Visit the Petal card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
215 State St, Suite 1000
Salt Lake City, UT 84111 USA - (855) 697-3825
- Visit Site
- Email Support
Other Services by WebBank, Member FDIC
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | $0 |
Paper Statement Fee | $0 |
Late Fee Amount | $0 |
Petal® 2 "Cash Back, No Fees" Visa® Credit Card Community Reviews
Would you recommend Petal® 2 "Cash Back, No Fees" Visa® Credit Card to your friends?
WebBank, Member FDIC Credit Cards
- Bethpage FCU Be You Rewards Credit Card
- Coast Central Credit Union Platinum Visa Credit Card
- Credit Union of Denver Platinum MasterCard
- Dubai First Royale Mastercard
- General Electric Credit Union Classic Secured Credit Card
- Iberia Visa Signature® card
- Landmark Credit Union Student Rewards Visa
- Nusenda Credit Union Platinum Credit Card
- OnPoint Community CU Visa Credit Card
- Purdue Federal Credit Union Visa Signature Credit Card
- Varo Believe Secured Credit Card
- Verizon Visa® Card