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  Petal Cash Back Visa Card

Petal Cash Back Visa Card

in Personal Credit Cards from WebBank

Claimed

Petal Cash Back Visa Card

Claimed

in Personal Credit Cards from WebBank

Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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1 user doesn't recommend
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Annual Fee $0
Purchase APR  (Variable APR) 15.24% - 26.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 850

Petal Cash Back Visa Card Review

Petal Cash Back Visa Card is a cashback credit card issued by WebBank. 

This card is designed for people who have bad credit. The minimum credit score to apply is 300.

This card has a credit limit of up to $500 to $10,000.

If you're wondering whether Petal Cash Back Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Petal Cash Back Visa Card cash back or rewards program?

Petal Cash Back Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Petal Cash Back Visa Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 1.5% for purchases in a bonus category.

Petal Cash Back Visa Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 1.5%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus Spend Requirement $0

What are the relevant APRs for Petal Cash Back Visa Card?

Petal Cash Back Visa Card has a variable purchase APR that ranges from 15.24% up to 26.24%.

Does Petal Cash Back Visa Card have an introductory APR offer?

Petal Cash Back Visa Card does not offer an introductory rate on new purchases.
Petal Cash Back Visa Card Balance Transfers
Description
Balance Transfer APR N/A
Introductory Rate N/A
Intro APR period (months) N/A
Petal Cash Back Visa Card Rates & Terms
Description
Balance Computation Average Daily Balance
Purchase APR 15.24% - 26.24%
Credit Limit $500 to $10,000
Penalty APR N/A
Cash Advance APR N/A
Security Deposit N/A
Introductory Rate N/A
Intro APR period (months) N/A

What are the Petal Cash Back Visa Card fees?

The following fees apply to Petal Cash Back Visa Card:

  • There is no overlimit fee
    Petal Cash Back Visa Card Fees
    Fees Amount
    Annual Fee $0
    Overlimit Fee $0
    Foreign Transaction Fee 0%
    Balance Transfer Fee 0%
    Minimum Balance Transfer Fee $0
    Returned Payment Fee $0
    Late Payment Fee $0

    Does Petal Cash Back Visa Card have a foreign transaction fee?

    Petal Cash Back Visa Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    Does Petal Cash Back Visa Card report your account activity to credit bureaus?

    Petal Cash Back Visa Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Petal Cash Back Visa Card

    • Visit the WebBank website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    PETAL CASH BACK VISA CARD Disclosure: All Petal Card holders begin with 1% cash back on all eligible purchases. Their cash back percentage increases to 1.25% after a total of 6 on-time monthly payments and increases to 1.50% after a total of 12 on-time monthly payments.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
  • Contact

    • Headquarters
    •   215 South State Street, Suite 1000
      Salt Lake City, UT 84111
    •   Visit Site

    About Petal Cash Back Visa Card

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Returned Payment Fee $0
    No Interest Grace Period for Late Payment 21
    Over-Limit Fee $0
    Annual Fee $0
    Paper Statement Fee $0
    Late Fee Amount $0
    Balance Transfer Fee % 0%
    Balance Transfer Fee Minimum $0
    Cash Advance Fee Minimum $0
    Foreign Currency Transaction Fee 0%
    No Annual Fee  
    No Foreign Transaction Fee  
    Minimum Age 18
    Credit Score Range 300 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Bank Account Required  
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Credit History Not Required  
    Customer Type Personal
    Rewards Categories
    • Every Purchase
    Purchase APR (Variable APR) 15.24% - 26.24%
    Balance Computation Average Daily Balance
    Credit Limit $500 to $10,000

    Petal Cash Back Visa Card Community Reviews

     

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