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  Petal

Petal

in Personal Credit Cards from WebBank

Unaffiliated

Petal

Unaffiliated

in Personal Credit Cards from WebBank

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 15.24% - 26.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 850

Petal Review

If you're wondering whether Petal is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Petal cash back or rewards program?

No, Petal does not offer a rewards program.

Petal Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus Spend Requirement $0

What are the relevant APRs for Petal?

Petal is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the Petal fees?

No Annual Fee. Petal does not charge an annual fee. No foreign transaction fee. Petal does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Petal:

Petal Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Initial Processing Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee $0
Late Payment Fee $0

Does Petal report your account activity to credit bureaus?

Petal reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Petal

  • Visit the WebBank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact

  • Headquarters
  •   215 South State Street, Suite 1000
    Salt Lake City, UT 84111 USA
  •   Visit Site

About Petal

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Returned Payment Fee $0
Initial Processing Fee $0
Grace Period for Late Payment 21
Over-Limit Fee $0
Annual Fee $0
Late Fee Amount $0
Balance Transfer Fee % 0%
Balance Transfer Fee Minimum $0
Cash Advance Fee Minimum $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Minimum Age 18
Credit Score Range 300 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Customer Type Personal
Purchase APR (Variable APR) 15.24% - 26.24%
Balance Computation Average Daily Balance

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