Petal Cash Back Visa Card Review

Petal Cash Back Visa Card is a cashback credit card issued by WebBank. 

No credit history required. You do not need to have a credit history to apply for this card. However, if you do have a credit history, the minimum score is 600.

Credit limit. This card has a credit limit of up to $500 to $10,000.

If you're wondering whether Petal Cash Back Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Petal Cash Back Visa Card cash back or rewards program?

Petal Cash Back Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Petal Cash Back Visa Card you receive 1.5% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.

Petal Cash Back Visa Card Rewards

Rewards rate (all purchases)	1.5%
Max rewards rate	1.5%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus Spend Requirement	$0

What are the relevant APRs for Petal Cash Back Visa Card?

Petal Cash Back Visa Card has a variable purchase APR that ranges from 15.24% up to 26.24%.

What are the Petal Cash Back Visa Card fees?

No Annual Fee. Petal Cash Back Visa Card does not charge an annual fee. No foreign transaction fee. Petal Cash Back Visa Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Petal Cash Back Visa Card:

Petal Cash Back Visa Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	0%
Balance Transfer Fee	0%
Minimum Balance Transfer Fee	$0
Returned Payment Fee	$0
Late Payment Fee	$0

Does Petal Cash Back Visa Card report your account activity to credit bureaus?

Petal Cash Back Visa Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Petal Cash Back Visa Card

• Visit the WebBank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.