
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
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Community Rating | Strongly recommended |
Purchase APR | 15.24% - 29.24% |
Balance Transfer APR | N/A |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Number of Reviews | 6 |
Petal® 2 "Cash Back, No Fees" Visa® Credit Card Review
This is a credit card issued by WebBank, Member FDIC. If you're wondering whether this Petal card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 2% - 10% cash back at select merchants
- Build credit alongside hundreds of thousands of Petal Card members.
- Competitive APRs. Petal® 2 "Cash Back, No Fees" Visa® Credit Card has a variable purchase APR that ranges from 15.24% up to 29.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You may have relatively good approval odds if your credit score is above 600.
The Good | The Bad |
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Does Petal card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the relevant APRs for Petal card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 15.24% up to 29.24%.
Does Petal card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Petal card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Petal card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | $0 |
Late Payment Fee | $0 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Petal card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Petal card?
The support contact email for Petal card is emailsupport@petalcard.com.
How do people rate the customer service and user experience of Petal card?
Overall, Petal card is strongly recommended based on community reviews that rate customer service and user experience.
Does Petal® 2 "Cash Back, No Fees" Visa® Credit Card report your account activity to credit bureaus?
Yes, Petal® 2 "Cash Back, No Fees" Visa® Credit Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Petal card
- Visit the Petal card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
215 State St, Suite 1000
Salt Lake City, UT 84111 USA - Visit Site
- Email Support
Other Services by WebBank, Member FDIC
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
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- Kentucky
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- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | $0 |
Paper Statement Fee | $0 |
Late Fee Amount | $0 |
Petal® 2 "Cash Back, No Fees" Visa® Credit Card Community Reviews
Would you recommend Petal® 2 "Cash Back, No Fees" Visa® Credit Card to your friends?
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