Petal Cash Back Visa Card
in Personal Credit Cards from WebBank
Cast your vote
Would you recommend Petal Cash Back Visa Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) | 12.99% - 23.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Petal Cash Back Visa Card Review
Petal Cash Back Visa Card is a cashback credit card issued by WebBank. If you're wondering whether Petal Cash Back Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- Earn 1.5% cash back on everyday purchases. This is higher than the average reward rate (1% cash back) for everyday purchases.
- Competitive APRs. Petal Cash Back Visa Card has a variable purchase APR that ranges from 12.99% up to 23.99%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
Petal Cash Back Visa Card Pros & Cons
| The Good | The Bad |
|---|---|
|
|
Petal Cash Back Visa Card FAQ
Is there a Petal Cash Back Visa Card cash back or rewards program?
No, Petal Cash Back Visa Card does not offer a rewards program. Petal Cash Back Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Petal Cash Back Visa Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 1.5% for purchases in a bonus category.
What are the relevant APRs for Petal Cash Back Visa Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Petal Cash Back Visa Card has lower than average purchase APRs.Petal Cash Back Visa Card has a variable purchase APR that ranges from 12.99% up to 23.99%.
Does Petal Cash Back Visa Card have an introductory APR offer on balance transfers?
No, Petal Cash Back Visa Card does not come with an introductory APR offer for balance transfers.Does Petal Cash Back Visa Card have an introductory APR offer on new purchases?
Petal Cash Back Visa Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Petal Cash Back Visa Card?
The following fees apply to Petal Cash Back Visa Card:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | $0 |
| Late Payment Fee | $0 |
Does Petal Cash Back Visa Card have a foreign transaction fee?
Petal Cash Back Visa Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Petal Cash Back Visa Card report your account activity to credit bureaus?
Petal Cash Back Visa Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for Petal Cash Back Visa Card
- Visit the Petal Cash Back Visa Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Petal Cash Back Visa Card Disclosure:
All Petal Card holders begin with 1% cash back on all eligible purchases. Their cash back percentage increases to 1.25% after a total of 6 on-time monthly payments and increases to 1.50% after a total of 12 on-time monthly payments.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
215 South State Street, Suite 1000
Salt Lake City, UT 84111 - Visit Site
About Petal Cash Back Visa Card
View all personal credit cards offered by WebBank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Annual Fee | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | $0 |
| Paper Statement Fee | $0 |
| Late Fee Amount | $0 |
Petal Cash Back Visa Card Community Reviews
Would you recommend Petal Cash Back Visa Card to your friends?
sorted by
Other Personal Credit Cards
WebBank Personal Credit Cards
Loading...
Browse Personal Credit Cards
- American Express Gold Card
- Credit One Bank® Visa® Cash Back Rewards
- Fifth Third Bank Trio Preferred Credit Card
- Firestone Complete Auto Care Credit Card
- Lufthansa Miles & More World Elite Mastercard
- Lumber Liquidators Credit Card
- Navy Federal cashRewards Credit Card
- PenFed Power Cash Rewards Visa Signature® Card
- Precision Tune Credit Card
- REEDS Jewelers Credit Card
- USNA Alumni Association & Navy Athletics USAA Rewards™ Visa Signature® Card
- Vintage King Credit Card
