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Petal Cash Back Visa Card

in Personal Credit Cards from WebBank

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Petal Cash Back Visa Card

Claimed

in Personal Credit Cards from WebBank

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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1 user recommends
0 users are unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Annual Fee $0
Purchase APR  (Variable APR) 15.24% - 26.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850

Petal Cash Back Visa Card Review

Petal Cash Back Visa Card is a cashback credit card issued by WebBank. 

No credit history required. You do not need to have a credit history to apply for this card. However, if you do have a credit history, the minimum score is 600.

Credit limit. This card has a credit limit of up to $500 to $10,000.

If you're wondering whether Petal Cash Back Visa Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Petal Cash Back Visa Card cash back or rewards program?

Petal Cash Back Visa Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Petal Cash Back Visa Card you receive 1.5% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.

Petal Cash Back Visa Card Rewards
Rewards rate (all purchases) 1.5%
Max rewards rate 1.5%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus Spend Requirement $0

What are the relevant APRs for Petal Cash Back Visa Card?

Petal Cash Back Visa Card has a variable purchase APR that ranges from 15.24% up to 26.24%.

Does Petal Cash Back Visa Card have an introductory APR offer?

Petal Cash Back Visa Card does not offer an introductory rate on new purchases.

Petal Cash Back Visa Card Rates & Terms
Purchase APR 15.24% - 26.24%

What are the Petal Cash Back Visa Card fees?

No Annual Fee. Petal Cash Back Visa Card does not charge an annual fee. No foreign transaction fee. Petal Cash Back Visa Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Petal Cash Back Visa Card:

Petal Cash Back Visa Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee $0
Late Payment Fee $0

Does Petal Cash Back Visa Card report your account activity to credit bureaus?

Petal Cash Back Visa Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Petal Cash Back Visa Card

  • Visit the WebBank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Contact

  • Headquarters
  •   215 South State Street, Suite 1000
    Salt Lake City, UT 84111
  •   Visit Site

About Petal Cash Back Visa Card

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Returned Payment Fee $0
No Interest Grace Period for Late Payment 21
Over-Limit Fee $0
Annual Fee $0
Paper Statement Fee $0
Late Fee Amount $0
Balance Transfer Fee % 0%
Balance Transfer Fee Minimum $0
Cash Advance Fee Minimum $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Minimum Age 18
Credit Score Range 600 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Credit History Not Required  
Customer Type Personal
Rewards Categories
  • Every Purchase
Purchase APR (Variable APR) 15.24% - 26.24%
Balance Computation Average Daily Balance
Credit Limit $500 to $10,000

Petal Cash Back Visa Card Community Reviews

 
 

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