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  Petal

Petal

in Personal Credit Cards from WebBank

Unaffiliated

Petal

Unaffiliated

in Personal Credit Cards from WebBank

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Highlights
Highlights
Annual Fee $0
Purchase APR (Variable APR) 15.24% - 26.24%
Balance Transfer APR (Variable APR) N/A
Credit Score Range 300 - 850

Overview

Who is Petal designed for?

Petal is a a charge card issued by WebBank, which is based in Salt Lake City, UT. 

Petal is designed for people with a credit score of 300 to 850.

This card does not charge an annual fee, which makes it ideal for those looking to minimize costs.

What are the relevant APRs for Petal?

Petal is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

Does Petal have an introductory APR offer?

No, Petal does not come with an introductory APR offer for balance transfers. Petal does not offer an introductory rate on new purchases.
Petal Rates & Terms
Purchase APR 15.24% - 26.24%

What are the Petal fees?

The following fees apply to Petal:

  • There is no annual fee.
  • There is no initial processing fee.
  • A late payment penalty of up to .
  • Petal does not charge a returned payment fee.
  • There is no overlimit fee

Does Petal have a foreign transaction fee?

Petal does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
Petal Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0
Returned Payment Fee $0
Late Payment Fee

Is there a Petal cash back or rewards program?

No, Petal does not offer a rewards program.

Does Petal have a signup bonus?

Petal doesn't offer a cash signup bonus.

Does Petal offer an annual loyalty bonus?

Petal doesn't offer a cash loyalty bonus.

Does Petal report your account activity to credit bureaus?

Petal reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Petal

  • Click here to go to the WebBank application form.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application was rejected and what you can do about it.
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    Contact

    • Headquarters
    •   215 State St Suite 1000
      Salt Lake City, UT 84111 USA
    •   Visit Site

    About Petal

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Returned Payment Fee $0
    Initial Processing Fee $0
    Grace Period for Late Payment (Days) 21
    Over-Limit Fee $0
    Annual Fee $0
    Late Fee Amount $0
    Balance Transfer Fee % 0%
    Balance Transfer Fee Minimum $0
    Cash Advance Fee Minimum $0
    Foreign Currency Transaction Fee 0%
    No Annual Fee  
    No Foreign Transaction Fee  
    Minimum Age 18
    Credit Score Range 300 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Purchase APR (Variable APR) 15.24% - 26.24%
    Balance Computation Average Daily Balance

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