Last Updated: 07/28/2025
PSFCU Liberty Student Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
11.240%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
10.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
650 - 850
Annual Fee
$0
PSFCU Liberty Student Credit Card Review
This is a rewards card issued by Polish and Slavic Federal Credit Union. If you're wondering whether PSFCU Liberty Student Credit Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
- APRs: PSFCU Liberty Student Credit Card has a variable regular purchase APR of 11.240%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. PSFCU Liberty Student Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Student credit card. This card is geared toward students. In other words, college students with limited credit history and low incomes can still apply, especially if they have a cosigner ready to vouch for them.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of PSFCU Liberty Student Credit Card
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PSFCU Liberty Student Credit Card FAQ
Does PSFCU Liberty Student Credit Card have a cash back or rewards program?
PSFCU Liberty Student Credit Card is a rewards card.
| Description |
Does PSFCU Liberty Student Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.Does PSFCU Liberty Student Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the PSFCU Liberty Student Credit Card benefits?
PSFCU Liberty Student Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for PSFCU Liberty Student Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.PSFCU Liberty Student Credit Card has a variable purchase APR of 11.240%. The card has a variable balance transfer APR of 10.99% . It also has a variable cash advance APR of 11.240% .
Does PSFCU Liberty Student Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does PSFCU Liberty Student Credit Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 1.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 1.99% on qualified purchases for a period of 6 months.
What are the fees for PSFCU Liberty Student Credit Card?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for PSFCU Liberty Student Credit Card?
The customer service number for PSFCU Liberty Student Credit Card is (718) 610-3970.
What is the support contact email for PSFCU Liberty Student Credit Card?
The support contact email for PSFCU Liberty Student Credit Card is kontakt@psfcu.net.
What is the login page for PSFCU Liberty Student Credit Card?
You can access the login page of PSFCU Liberty Student Credit Card here.
How do people rate the customer service and user experience of PSFCU Liberty Student Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does PSFCU Liberty Student Credit Card report your account activity to credit bureaus?
Yes, PSFCU Liberty Student Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Polish and Slavic Federal Credit Union perform a hard credit pull?
Yes, PSFCU Liberty Student Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for PSFCU Liberty Student Credit Card
- Visit the website of PSFCU Liberty Student Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 8:00PM
Tuesday
9:00AM - 8:00PM
Wednesday
9:00AM - 8:00PM
Thursday
9:00AM - 8:00PM
Friday
9:00AM - 8:00PM
Saturday
9:00AM - 3:00PM