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  PSFCU Liberty Student Credit Card
PSFCU Liberty Student Credit Card Unaffiliated

PSFCU Liberty Student Credit Card

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Highlights
Purchase APR  (Variable APR) 11.240%
Balance Transfer APR  (Variable APR) 10.99%
Credit Score Range 650 - 850
Annual Fee $0

PSFCU Liberty Student Credit Card Review

This is a rewards credit card issued by Polish and Slavic Federal Credit Union. If you're wondering whether PSFCU Liberty Student Credit Card is the right card for you, read on.

Key Takeaways

  • Signup bonus. Offers a signup bonus of 2500 points after spending $1,500 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. PSFCU Liberty Student Credit Card has a variable purchase APR of 11.240%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. PSFCU Liberty Student Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, travel accident insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of PSFCU Liberty Student Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident insurance.
  • Cardholders can earn rewards on their purchases.
  • PSFCU Liberty Student Credit Card reports to multiple credit bureaus.
  • Charges a 3% balance transfer fee.

PSFCU Liberty Student Credit Card FAQ

Does PSFCU Liberty Student Credit Card have a cash back or rewards program?

PSFCU Liberty Student Credit Card is a rewards card.

PSFCU Liberty Student Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 2500
Signup Bonus Spend Requirement $1500
Signup Bonus Spend Period (months) 3 months

Does PSFCU Liberty Student Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus after spending $1500 that can be redeemed for travel, gifts, or other perks.

Does PSFCU Liberty Student Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the PSFCU Liberty Student Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance
  • Cell Phone Protection
  • Reports to major credit bureaus

What are the relevant APRs for PSFCU Liberty Student Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

PSFCU Liberty Student Credit Card has a variable purchase APR of 11.240%. The card has a variable balance transfer APR of 10.99% . It also has a variable cash advance APR of 11.240% .

Does PSFCU Liberty Student Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does PSFCU Liberty Student Credit Card have an intro APR offer on new purchases?

PSFCU Liberty Student Credit Card Purchase Intro Offer
Description
Introductory Rate 1.99%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 6 months.

What are the fees for PSFCU Liberty Student Credit Card?

The following fees apply:

PSFCU Liberty Student Credit Card Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for PSFCU Liberty Student Credit Card?

The PSFCU Liberty Student Credit Card customer service number is (718) 610-3970.

What is the support contact email for PSFCU Liberty Student Credit Card?

The support contact email for PSFCU Liberty Student Credit Card is kontakt@psfcu.net.

What is the PSFCU Liberty Student Credit Card login page?

You can access the PSFCU Liberty Student Credit Card login page here.

How do people rate the customer service and user experience of PSFCU Liberty Student Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does PSFCU Liberty Student Credit Card report your account activity to credit bureaus?

Yes, PSFCU Liberty Student Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for PSFCU Liberty Student Credit Card

  • Visit the PSFCU Liberty Student Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 9:00am - 3:00pm

About PSFCU Liberty Student Credit Card

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View all credit cards offered by Polish and Slavic Federal Credit Union

Availability

  Available in 4 states
  • Illinois
  • New Jersey
  • New York
  • Pennsylvania

Feature Breakdown

Introductory Rate 1.99%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Up to 1%
Minimum Cash Advance Fee ($) Starting at $5
No Annual Fee
Annual Fee $0
Customer Type Student
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Cellular Telephone Protection
  • Travel Accident Insurance
Rewards Categories
  • Points on Every Purchase
Signup Bonus (points) 2,500
Cash Advance APR (Variable APR) 11.240%
APR Type Variable APR
Credit Limit Up to $2,000
Purchase APR (Variable APR) 11.240%
Balance Transfer APR (Variable APR) 10.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Student
  • Rewards
  • Balance Transfer
Card Network Visa

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