SuperMoney
  Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card

Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card

in Personal Credit Cards from Polish and Slavic Federal Credit Union

Unaffiliated

Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card

Unaffiliated

in Personal Credit Cards from Polish and Slavic Federal Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 9.99%
Balance Transfer APR  (Variable APR) 9.99%
Credit Score Range 650 - 850
Annual Fee $0

Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card Review

This is a rewards credit card issued by Polish and Slavic Federal Credit Union. If you're wondering whether Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 2500 points after spending $1,500 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card has a variable purchase APR of 9.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card charges a fee of 3% on balance transfers, if you transfer the balance within 60 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.99%.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on purchases everywhere Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card is accepted.
  • Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card reports to multiple credit bureaus.
  • Charges a 3% balance transfer fee, if you transfer the balance within 60 days of opening the account. After the introductory period, the fee is 3% of the balance transferred or $5, whichever is greater.
Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card FAQ

Does Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card have a cash back or rewards program?

Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card is a rewards card.

Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 2500
Signup Bonus Spend Requirement $1500
Signup Bonus Spend Period (months) 3 months

Does Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus after spending $1500 that can be redeemed for travel, gifts, or other perks.

Does Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance
  • Cell Phone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR of 9.99%. The card has a variable balance transfer APR of 9.99% . It also has a variable cash advance APR of 9.99% .

Does Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of up to 12 months.

Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card Balance Transfers
Description
Balance Transfer Fee Intro Period 60 days
Balance Transfer Introductory APR 2.99%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 9.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%

Does Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card have an intro APR offer on new purchases?

Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card Purchase Intro Offer
Description
Introductory Rate 1.99%
Purchase Intro APR Period 9 months

This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 9 months.

What are the fees for Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card?

The following fees apply:

Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card?

The Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card customer service number is (718) 610-3970.

What is the support contact email for Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card?

The support contact email for Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card is kontakt@psfcu.net.

Does Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card report your account activity to credit bureaus?

Yes, Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card

  • Visit the Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 9:00am - 3:00pm

About Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by Polish and Slavic Federal Credit Union

Availability

  Available in 4 states
  • Illinois
  • New Jersey
  • New York
  • Pennsylvania

Feature Breakdown

Introductory Rate 1.99%
Purchase Intro APR Period (Variable APR) 9 months
No Annual Fee
Annual Fee $0
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 2%
Minimum Cash Advance Fee ($) Starting at $10
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Cellular Telephone Protection
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Every Purchase
Signup Bonus (points) 2,500
Cash Advance APR (Variable APR) 9.99%
Credit Limit Up to $30,000
Purchase APR (Variable APR) 9.99%
Balance Transfer Fee % After Intro Period Up to 3%
Balance Transfer Fee Intro Period 60 days
Balance Transfer Introductory APR (Variable APR) 2.99%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 9.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

Be the first to rate

 

Would you recommend Polish and Slavic Federal Credit Union VISA Premier Platinum Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Credit Cards

Polish and Slavic Federal Credit Union Personal Credit Cards

Loading...