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  Polish Slavic FCU VISA Platinum Credit Card
Polish Slavic FCU VISA Platinum Credit Card Unaffiliated

Polish Slavic FCU VISA Platinum Credit Card

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Highlights
Purchase APR  (Variable APR) 5.99%
Balance Transfer APR  (Variable APR) 5.99%
Credit Score Range 600 - 850
Annual Fee $0

Polish Slavic FCU VISA Platinum Credit Card Review

This is a card issued by Polish and Slavic Federal Credit Union. If you're wondering whether Polish Slavic FCU VISA Platinum Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Polish Slavic FCU VISA Platinum Credit Card has a variable purchase APR of 5.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Polish Slavic FCU VISA Platinum Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, travel accident insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Polish Slavic FCU VISA Platinum Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident insurance.
  • Considers applicants with fair credit.
  • Polish Slavic FCU VISA Platinum Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.

Polish Slavic FCU VISA Platinum Credit Card FAQ

Does Polish Slavic FCU VISA Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Polish Slavic FCU VISA Platinum Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance
  • Cell Phone Protection
  • Reports to major credit bureaus

What are the relevant APRs for Polish Slavic FCU VISA Platinum Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Polish Slavic FCU VISA Platinum Credit Card has a variable purchase APR of 5.99%. The card has a variable balance transfer APR of 5.99% . It also has a variable cash advance APR of 5.99% .

Does Polish Slavic FCU VISA Platinum Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Polish Slavic FCU VISA Platinum Credit Card have an intro APR offer on new purchases?

Polish Slavic FCU VISA Platinum Credit Card Purchase Intro Offer
Description
Introductory Rate 1.99%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 6 months.

What are the fees for Polish Slavic FCU VISA Platinum Credit Card?

The following fees apply:

Polish Slavic FCU VISA Platinum Credit Card Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for Polish Slavic FCU VISA Platinum Credit Card?

The Polish Slavic FCU VISA Platinum Credit Card customer service number is (718) 610-3970.

What is the support contact email for Polish Slavic FCU VISA Platinum Credit Card?

The support contact email for Polish Slavic FCU VISA Platinum Credit Card is kontakt@psfcu.net.

What is the Polish Slavic FCU VISA Platinum Credit Card login page?

You can access the Polish Slavic FCU VISA Platinum Credit Card login page here.

How do people rate the customer service and user experience of Polish Slavic FCU VISA Platinum Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Polish Slavic FCU VISA Platinum Credit Card report your account activity to credit bureaus?

Yes, Polish Slavic FCU VISA Platinum Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Polish Slavic FCU VISA Platinum Credit Card

  • Visit the Polish Slavic FCU VISA Platinum Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 9:00am - 3:00pm

About Polish Slavic FCU VISA Platinum Credit Card

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View all credit cards offered by Polish and Slavic Federal Credit Union

Availability

  Available in 4 states
  • Illinois
  • New Jersey
  • New York
  • Pennsylvania

Feature Breakdown

Introductory Rate 1.99%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 2%
Minimum Cash Advance Fee ($) Starting at $10
No Annual Fee
Annual Fee $0
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Cellular Telephone Protection
  • Travel Accident Insurance
Rewards Type No Rewards
Cash Advance APR (Variable APR) 5.99%
APR Type Variable APR
Credit Limit Up to $30,000
Purchase APR (Variable APR) 5.99%
Balance Transfer APR (Variable APR) 5.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Balance Transfer
Card Network Visa

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