Last Updated: 07/28/2025
Polish Slavic FCU VISA Platinum Credit Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
5.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
5.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Annual Fee
$0
Polish Slavic FCU VISA Platinum Credit Card Review
This is a card issued by Polish and Slavic Federal Credit Union. If you're wondering whether Polish Slavic FCU VISA Platinum Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Polish Slavic FCU VISA Platinum Credit Card has a variable regular purchase APR of 5.99%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Polish Slavic FCU VISA Platinum Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, travel accident insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Polish Slavic FCU VISA Platinum Credit Card
| The Good | The Bad |
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Polish Slavic FCU VISA Platinum Credit Card FAQ
Does Polish Slavic FCU VISA Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Polish Slavic FCU VISA Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Polish Slavic FCU VISA Platinum Credit Card has a variable purchase APR of 5.99%. The card has a variable balance transfer APR of 5.99% . It also has a variable cash advance APR of 5.99% .
Does Polish Slavic FCU VISA Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Polish Slavic FCU VISA Platinum Credit Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 1.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 1.99% on qualified purchases for a period of 6 months.
What are the fees for Polish Slavic FCU VISA Platinum Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Polish Slavic FCU VISA Platinum Credit Card?
The customer service number for Polish Slavic FCU VISA Platinum Credit Card is (718) 610-3970.
What is the support contact email for Polish Slavic FCU VISA Platinum Credit Card?
The support contact email for Polish Slavic FCU VISA Platinum Credit Card is kontakt@psfcu.net.
How do people rate the customer service and user experience of Polish Slavic FCU VISA Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Polish Slavic FCU VISA Platinum Credit Card report your account activity to credit bureaus?
Yes, Polish Slavic FCU VISA Platinum Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Polish and Slavic Federal Credit Union perform a hard credit pull?
Yes, Polish Slavic FCU VISA Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Polish Slavic FCU VISA Platinum Credit Card
- Visit the website of Polish Slavic FCU VISA Platinum Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 8:00PM
Tuesday
9:00AM - 8:00PM
Wednesday
9:00AM - 8:00PM
Thursday
9:00AM - 8:00PM
Friday
9:00AM - 8:00PM
Saturday
9:00AM - 3:00PM
Other Services by Polish and Slavic Federal Credit Union
Other Credit Cards from Polish and Slavic Federal Credit Union
Rating not yet determined
Purchase APR
11.99%
Disclaimer popup with additional information
Balance Transfer APR
11.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
14.99%
Disclaimer popup with additional information
Balance Transfer APR
14.99%
Disclaimer popup with additional information
Credit Score Range
300 - 550
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
11.240%
Disclaimer popup with additional information
Balance Transfer APR
10.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
9.99%
Disclaimer popup with additional information
Balance Transfer APR
9.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
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