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Is Summit Racing Equipment Speed Card® the right fit for you?
Last Updated: 07/28/2025

Summit Racing Equipment Speed Card®

Last Updated: 07/28/2025
Mostly recommended6 total votes

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Highlights

Community Rating

Mostly recommended

Purchase APR (Variable APR)

29.99%(Verified 06/21/2024)
Disclaimer popup with additional information

Balance Transfer APR (Variable APR)

N/A

Credit Score Range

600 - 850

Annual Fee

N/A

Number of Reviews


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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Summit Racing Equipment Speed Card® logo

Message from Summit Racing credit card

As an FDIC-insured online bank, we’re unburdened by the expense of traditional brick-and-mortar branches. That means we can pass those savings on to our customers through our market-leading rates. We’re a part of Synchrony—a Fortune 500 company that’s been helping consumers reach for what’s important for more than 80 years. We’re also the leading provider of private-label credit cards in the United States, so we might already be in your wallet supporting one of your favorite retailers.

Turn your high performance vision into a reality with the Summit Racing Equipment SpeedCard. The SpeedCard helps give you the freedom to dream big thanks to promotional financing options on qualifying Summit Racing purchases. Simply get all the parts, accessories, and tools for your project with the SpeedCard, then build your dream ride!

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Contact

Headquarters

777 Long Ridge Rd
Stamford, CT 06905

Hours of Operation

Sunday8:00AM - 12:00AMMonday8:00AM - 12:00AMTuesday8:00AM - 12:00AMWednesday8:00AM - 12:00AMThursday8:00AM - 12:00AMFriday8:00AM - 12:00AMSaturday8:00AM - 12:00AM

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Availability

Available in 50 states and Washington, D.C.

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of 0, or 3 on a 5-point rating scale.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Reviewer Sentiment Over Time

Net Recommendation Score-100-500+50+100Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026Q4 2026

Summit Racing Equipment Speed Card® Community Reviews

Would you recommend Summit Racing Equipment Speed Card® to your friends?


Jon R. avatar image

Jon R.

Aug 18, 2023

Would Recommend

If you use the promotional purchase options it's great. Zero interest. Just don't buy a bunch of tiny stuff and get into the 30% trap. I almost never pay interest on my Summit Speed Card.

NC

Nick C.

Aug 4, 2023

Would not Recommend

I like many got the summit card to use for a promotion offering 0% interest for 4 months. Well, I was paying the card off and selected to pay the full balance. Granted, I paid it like 12 hours late. (due date was July 25, I paid morning of July 26). Then I look at my statement later and I owe $37 because they added on a late fee the ...Show More

U

Anonymous

Apr 25, 2022

Would not Recommend

I got it for parts order some ..and then they call questioning me wanting a ID...no sir I never had a card company do that maybe call and ask If I made the purchase..but no there is better cards and even payment options places where it's set u know what your paying and how much your giving them for giving you the money ...Jess here I come ...with the high ...Show More

KA

Kal A.

Oct 13, 2021

Would not Recommend

DO NOT WASTE YOUR TIME WITH THESE IDIOTS AT SUMMIT! I put in a order, simple just a few parts, it just was a little over 100 bucks to get free shipping. They took 4 days to send I email saying they need to verify my card!! All info and addresses were filled out on website. I never had a company have to verify my info! So I cancelled it ...Show More

FR

Finnis R.

Jul 18, 2021

Would Recommend

easy to use very good about you charging you can also use at most gas stations ilike it

U

Anonymous

Apr 10, 2021

Would Recommend

I have been purchasing many items from your company an I would most definitely recommend you to anyone

Showing 6 of 6 reviews

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