Last Updated: 07/28/2025
Alaska USA Federal Credit Union Secured Visa Platinum Credit Card
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateExplore a similar product
Try this top product in Credit Cards
Total Visa® Credit Card
Mostly recommended35 reviews
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
14.5%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
14.5%(Verified 06/21/2024)
Credit Score Range
650 - 850
Annual Fee
$50
Alaska USA Federal Credit Union Secured Visa Platinum Credit Card Review
This is a secured credit card issued by Alaska USA Federal Credit Union. If you're wondering whether Alaska USA Federal Credit Union Secured Visa Platinum Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Alaska USA Federal Credit Union Secured Visa Platinum Credit Card has a variable regular purchase APR of 14.5%
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Alaska USA Federal Credit Union Secured Visa Platinum
| The Good | The Bad |
|
|
Alaska USA Federal Credit Union Secured Visa Platinum FAQ
Does Alaska USA Federal Credit Union Secured Visa Platinum have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Alaska USA Federal Credit Union Secured Visa Platinum?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Alaska USA Federal Credit Union Secured Visa Platinum Credit Card has a variable purchase APR of 14.5%. The card has a variable balance transfer APR of 14.5% . It also has a variable cash advance APR of 14.5% .
Does Alaska USA Federal Credit Union Secured Visa Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Alaska USA Federal Credit Union Secured Visa Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Alaska USA Federal Credit Union Secured Visa Platinum?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $50.
Does Alaska USA Federal Credit Union Secured Visa Platinum have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Alaska USA Federal Credit Union Secured Visa Platinum?
The customer service number for Alaska USA Federal Credit Union Secured Visa Platinum is (907) 563-4567.
What is the support contact email for Alaska USA Federal Credit Union Secured Visa Platinum?
The support contact email for Alaska USA Federal Credit Union Secured Visa Platinum is memberserviceatalaskausa.org.
How do people rate the customer service and user experience of Alaska USA Federal Credit Union Secured Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Alaska USA Federal Credit Union Secured Visa Platinum Credit Card report your account activity to credit bureaus?
Yes, Alaska USA Federal Credit Union Secured Visa Platinum Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Alaska USA Federal Credit Union perform a hard credit pull?
Yes, Alaska USA Federal Credit Union Secured Visa Platinum performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Alaska USA Federal Credit Union Secured Visa Platinum
- Visit the website of Alaska USA Federal Credit Union Secured Visa Platinum.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
Other Services by Alaska USA Federal Credit Union
CD Accounts
Be the first to rate
Checking Accounts
Rating not yet determined (2 Reviews)
Money Market Accounts
Be the first to rate
Other Credit Cards from Alaska USA Federal Credit Union
Rating not yet determined
Purchase APR
10.5% - 14.5%
Disclaimer popup with additional information
Balance Transfer APR
10.5% - 14.5%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$50
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Alaska USA Federal Credit Union Secured Visa Platinum Credit Card Community Reviews
Would you recommend Alaska USA Federal Credit Union Secured Visa Platinum Credit Card to your friends?
There are currently no reviews.
You might also like
Best Personal Credit Cards
SuperMoney
Using Your Credit Card and Maintaining a High Credit Score
Gina Roberts-Grey
Can Your Kids Handle Credit Cards?
Audrey Henderson
Don't Want a Credit Card? You're Not Alone
LeeAnn Neal
What Are The Different Types of Credit?
Julie Bawden-Davis
