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  Alaska USA Federal Credit Union Secured Visa Platinum Credit Card
Alaska USA Federal Credit Union Secured Visa Platinum Credit Card Unaffiliated

Alaska USA Federal Credit Union Secured Visa Platinum Credit Card

Unaffiliated
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Highlights
Purchase APR  (Variable APR) 14.5%
(Verified 10/21/2022)
Balance Transfer APR  (Variable APR) 14.5%
(Verified 10/21/2022)
Credit Score Range 650 - 850
Annual Fee $50

Alaska USA Federal Credit Union Secured Visa Platinum Credit Card Review

This is a secured credit card credit card issued by Alaska USA Federal Credit Union. If you're wondering whether Alaska USA Federal Credit Union Secured Visa Platinum is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Alaska USA Federal Credit Union Secured Visa Platinum Credit Card has a variable purchase APR of 14.5%
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Alaska USA Federal Credit Union Secured Visa Platinum

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • No foreign transaction fee.
  • Alaska USA Federal Credit Union Secured Visa Platinum Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $50
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.

Alaska USA Federal Credit Union Secured Visa Platinum FAQ

Does Alaska USA Federal Credit Union Secured Visa Platinum have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Alaska USA Federal Credit Union Secured Visa Platinum benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Alaska USA Federal Credit Union Secured Visa Platinum?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Alaska USA Federal Credit Union Secured Visa Platinum Credit Card has a variable purchase APR of 14.5%. The card has a variable balance transfer APR of 14.5% . It also has a variable cash advance APR of 14.5% .

Does Alaska USA Federal Credit Union Secured Visa Platinum have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Alaska USA Federal Credit Union Secured Visa Platinum have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Alaska USA Federal Credit Union Secured Visa Platinum?

The following fees apply:

Alaska USA Federal Credit Union Secured Visa Platinum Fees
Fees Amount
Annual Fee $50
Foreign Transaction Fee 0%
Returned Payment Fee up to $20
Late Payment Fee up to $35

Does Alaska USA Federal Credit Union Secured Visa Platinum have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Alaska USA Federal Credit Union Secured Visa Platinum?

The Alaska USA Federal Credit Union Secured Visa Platinum customer service number is (907) 563-4567.

What is the support contact email for Alaska USA Federal Credit Union Secured Visa Platinum?

The support contact email for Alaska USA Federal Credit Union Secured Visa Platinum is memberserviceatalaskausa.org.

What is the Alaska USA Federal Credit Union Secured Visa Platinum login page?

You can access the Alaska USA Federal Credit Union Secured Visa Platinum login page here.

How do people rate the customer service and user experience of Alaska USA Federal Credit Union Secured Visa Platinum?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Alaska USA Federal Credit Union Secured Visa Platinum Credit Card report your account activity to credit bureaus?

Yes, Alaska USA Federal Credit Union Secured Visa Platinum Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Alaska USA Federal Credit Union Secured Visa Platinum

  • Visit the Alaska USA Federal Credit Union Secured Visa Platinum website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Alaska USA Federal Credit Union

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View all credit cards offered by Alaska USA Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 2%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
Annual Fee $50
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $20
Late Fee Amount Up to $35
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Checking Account Required
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • 1x Point on Every Purchase
Cash Advance APR (Variable APR) 14.5%
APR Type Variable APR
Balance Computation average daily balance (including new purchases)
Purchase APR (Variable APR) 14.5%
(Verified 10/21/2022)
Balance Transfer APR (Variable APR) 14.5%
(Verified 10/21/2022)
Card Type
  • Secured
Card Network Visa

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