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Last Updated: 07/28/2025

Unify Financial CU Share-Secured Visa Card

from Unify Financial Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Unify Financial CU Share-Secured Visa Card logo
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Highlights

Purchase APR (Fixed APR)

Starting at 11.49%(Verified 06/21/2024)

Balance Transfer APR (Fixed APR)

Starting at 11.49%(Verified 06/21/2024)

Credit Score Range

670 - 740

Annual Fee

N/A


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Unify Financial CU Share-Secured Visa Card Review

This is a secured credit card issued by Unify Financial Credit Union. If you're wondering whether Unify Financial CU Share-Secured Visa Card is the right card for you, read on.

Key Takeaways

  • Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Unify Financial CU Share-Secured Visa Card

Unify Financial CU Share-Secured Visa Card FAQ

Does Unify Financial CU Share-Secured Visa Card have a cash back or rewards program?

No, it does not offer a rewards program.

How do people rate the customer service and user experience of Unify Financial CU Share-Secured Visa Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Unify Financial CU Share-Secured Visa Card report your account activity to credit bureaus?

Yes, Unify Financial CU Share-Secured Visa Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Unify Financial Credit Union perform a hard credit pull?

Yes, Unify Financial CU Share-Secured Visa Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Unify Financial CU Share-Secured Visa Card

  • Visit the website of Unify Financial CU Share-Secured Visa Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

740 North Watters Road
Allen, TX 75013
(877) 254-9328
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

Other Services by Unify Financial Credit Union

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Personal Loans

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Home Mortgage Loans

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Other Credit Cards from Unify Financial Credit Union

Unify Financial CU Classic Credit Visa Card logo
Rating not yet determined
Be the first to rate

Purchase APR

11.24% - 17.99%
Disclaimer popup with additional information

Balance Transfer APR

11.24% - 17.99%
Disclaimer popup with additional information

Credit Score Range

670 - 740

300

850

Annual Fee

N/A

Visit Site

Unify Financial CU Engage Rewards Visa Card logo

Purchase APR

16.24% - 17.99%
Disclaimer popup with additional information

Balance Transfer APR

16.24% - 17.99%
Disclaimer popup with additional information

Credit Score Range

670 - 850

300

850

Annual Fee

N/A


Unify Financial CU Gold Credit Visa Card logo

Purchase APR

10.24% - 17.99%
Disclaimer popup with additional information

Balance Transfer APR

10.24% - 17.99%
Disclaimer popup with additional information

Credit Score Range

670 - 850

300

850

Annual Fee

N/A


Unify Financial CU Platinum Visa Card logo

Purchase APR

9.49% - 17.99%
Disclaimer popup with additional information

Balance Transfer APR

9.49% - 17.99%
Disclaimer popup with additional information

Credit Score Range

670 - 850

300

850

Annual Fee

N/A


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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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