Last Updated: 04/18/2025
Unify Financial CU Classic Credit Visa Card
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
11.24% - 17.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
11.24% - 17.99%(Verified 06/21/2024)
Credit Score Range
670 - 740
Annual Fee
N/A
Unify Financial CU Classic Credit Visa Card Review
This is a card issued by Unify Financial Credit Union. If you're wondering whether Unify Financial CU Classic Credit Visa Card is the right card for you, read on.
Key Takeaways
- APRs: Unify Financial CU Classic Credit Visa Card has a variable regular purchase APR that ranges from 11.24% up to 17.99%.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Unify Financial CU Classic Credit Visa Card
| The Good | The Bad |
|
|
Unify Financial CU Classic Credit Visa Card FAQ
Does Unify Financial CU Classic Credit Visa Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Reports to major credit bureaus
What are the relevant APRs for Unify Financial CU Classic Credit Visa Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Unify Financial CU Classic Credit Visa Card has a variable purchase APR that ranges from 11.24% up to 17.99%. The card has a variable balance transfer APR that ranges from 11.24% up to 17.99%. It also has a variable cash advance APR that ranges from 11.24% up to 17.99%.
Does Unify Financial CU Classic Credit Visa Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Unify Financial CU Classic Credit Visa Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Unify Financial CU Classic Credit Visa Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
What is the customer service phone number for Unify Financial CU Classic Credit Visa Card?
The customer service number for Unify Financial CU Classic Credit Visa Card is (877) 254-9328.
What is the support contact email for Unify Financial CU Classic Credit Visa Card?
The support contact email for Unify Financial CU Classic Credit Visa Card is unify@unifyfcu.com.
What is the login page for Unify Financial CU Classic Credit Visa Card?
You can access the login page of Unify Financial CU Classic Credit Visa Card here.
How do people rate the customer service and user experience of Unify Financial CU Classic Credit Visa Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Unify Financial CU Classic Credit Visa Card report your account activity to credit bureaus?
Yes, Unify Financial CU Classic Credit Visa Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Unify Financial Credit Union perform a hard credit pull?
Yes, Unify Financial CU Classic Credit Visa Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Unify Financial CU Classic Credit Visa Card
- Visit the website of Unify Financial CU Classic Credit Visa Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed