Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 25.24%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
N/A
Annual Fee
N/A
Valero Credit Card Review
This is a card issued by Valero. If you're wondering whether Valero Credit Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR starting at 25.24%
Pros & Cons of Valero Credit Card
| The Good | The Bad |
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Valero Credit Card FAQ
Does Valero Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Valero Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Valero Credit Card has a variable purchase APR starting at 25.24%. Valero Credit Card does not offer balance transfers.
Does Valero Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Valero Credit Card does not offer balance transfers.Does Valero Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Valero Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $27 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $38 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
There is a late fee of up to $38 . What is the customer service phone number for Valero Credit Card?
The customer service number for Valero Credit Card is (210) 345-2000.
What is the support contact email for Valero Credit Card?
The support contact email for Valero Credit Card is customercare@valero.com.
What is the login page for Valero Credit Card?
You can access the login page of Valero Credit Card here.
How do people rate the customer service and user experience of Valero Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Valero Credit Card report your account activity to credit bureaus?
Yes, Valero Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Valero perform a hard credit pull?
Yes, Valero Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Valero Credit Card
- Visit the website of Valero Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
1 Valero Way
San Antonio, TX 78249
Hours of Operation
Sunday
5:00AM - 10:00PM
Monday
5:00AM - 10:00PM
Tuesday
5:00AM - 10:00PM
Wednesday
5:00AM - 10:00PM
Thursday
5:00AM - 10:00PM
Friday
5:00AM - 10:00PM
Saturday
7:00AM - 9:00PM