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Last Updated: 04/18/2025

Arize FCU Bicycle Loan

in Personal Loans from Arize Federal Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Arize Federal Credit Union logo
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APR (Fixed APR)

N/A

Amount Range

$250 - $4,000

Loan Term (Months)

N/A

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Arize FCU Bicycle Loan Review

Arize FCU Bicycle Loan is offered by Arize Federal Credit Union, a credit union founded in 1978 and based in State College, PA. Arize FCU Bicycle Loan are available in 50 states and Washington, DC.

Key Takeaways

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Arize FCU Bicycle Loan Pros & Cons

Arize FCU Bicycle Loan FAQ

What interest rates and personal loan terms does Arize FCU Bicycle Loan offer?

Arize FCU Bicycle Loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Arize FCU Bicycle Loan offer?

Arize FCU Bicycle Loan offers a fixed APR personal loan product but they do not disclose their interest rates.

How much can you borrow via Arize FCU Bicycle Loan?

Personal loan amounts start at $250.00 and go up to $4,000.00

What fees does Arize FCU Bicycle Loan charge?

Does Arize FCU Bicycle Loan charge an origination fee?

Arize FCU Bicycle Loan may charge a personal loan origination fee .

Does Arize FCU Bicycle Loan charge a late fee?

Arize FCU Bicycle Loan does not disclose whether it charges late payment fees.

Does Arize FCU Bicycle Loan charge prepayment fees?

No, Arize FCU Bicycle Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Arize FCU Bicycle Loan?

Arize FCU Bicycle Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Arize FCU Bicycle Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Arize FCU Bicycle Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Arize FCU Bicycle Loan report your account activity to credit bureaus?

Yes, Arize FCU Bicycle Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Arize Federal Credit Union perform a hard credit pull?

Yes, Arize FCU Bicycle Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Arize FCU Bicycle Loan legit?

Arize Federal Credit Union was founded in 1978, it is a well-established company that has been in business for 48 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

650 Science Park Rd
State College, PA 16803
(877) 342-5975
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed

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