Last Updated: 04/18/2025
Arize FCU Land Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
8.95% - 9.95%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
60 - 84
Arize FCU Land Loans Review
Arize FCU Land Loans is offered by Arize Federal Credit Union, a credit union founded in 1978 and based in State College, PA. Arize FCU Land Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 8.95%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Arize FCU Land Loans are on the lower end of the spectrum.
- Super long loan terms. Arize FCU Land Loans offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
Arize FCU Land Loans Pros & Cons
| Pros | Cons |
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Arize FCU Land Loans FAQ
What interest rates and personal loan terms does Arize FCU Land Loans offer?
What interest rates does Arize FCU Land Loans offer?
Arize FCU Land Loans offers a fixed APR personal loan product that ranges from 8.95% APR up to 9.95% APR.
What is the maximum loan term you can get with Arize FCU Land Loans?
Arize FCU Land Loans offers loans with terms of up to 84 months.
| Personal Loan Amount | N/A |
| Loan Term | 60 - 84 months |
| APR | 8.95% - 9.95% |
What fees does Arize FCU Land Loans charge?
Does Arize FCU Land Loans charge an origination fee?
Arize FCU Land Loans may charge a personal loan origination fee .
Does Arize FCU Land Loans charge a late fee?
Arize FCU Land Loans does not disclose whether it charges late payment fees.
Does Arize FCU Land Loans charge prepayment fees?
No, Arize FCU Land Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Arize FCU Land Loans?
Arize FCU Land Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Arize FCU Land Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Arize FCU Land Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Arize FCU Land Loans report your account activity to credit bureaus?
Yes, Arize FCU Land Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Arize Federal Credit Union perform a hard credit pull?
Yes, Arize FCU Land Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Arize FCU Land Loans legit?
Arize Federal Credit Union was founded in 1978, it is a well-established company that has been in business for 48 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed