Last Updated: 04/18/2025
Ferguson FCU Signature Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Amount Range
N/A
Loan Term (Months)
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Ferguson FCU Signature Loans Review
Key Takeaways
- APRs starting at 13.49%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Ferguson FCU Signature Loans are on the higher end of the spectrum.
Ferguson FCU Signature Loans Pros & Cons
| Pros | Cons |
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Ferguson FCU Signature Loans FAQ
What interest rates and personal loan terms does Ferguson FCU Signature Loans offer?
What interest rates does Ferguson FCU Signature Loans offer?
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | Starting at 13.49% |
What fees does Ferguson FCU Signature Loans charge?
Does Ferguson FCU Signature Loans charge an origination fee?
Does Ferguson FCU Signature Loans charge a late fee?
Does Ferguson FCU Signature Loans charge prepayment fees?
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | Starting at $25.00 |
What do you need to qualify for Ferguson FCU Signature Loans?
Ferguson FCU Signature Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Ferguson FCU Signature Loans report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Ferguson Federal Credit Union perform a hard credit pull?
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