Last Updated: 04/18/2025
Jefferson Financial Federal Credit Union Achiever Loan
Unaffiliated
Last Updated: 04/18/2025
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Jefferson Financial Federal Credit Union Achiever Loan Review
Jefferson Financial Federal Credit Union Achiever Loan is offered by Jefferson Financial Federal Credit Union, a credit union founded in 1966 and based in Metairie, LA. Jefferson Financial Federal Credit Union Achiever Loan are available in 50 states and Washington, DC.
Key Takeaways
- .
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Jefferson Financial Federal Credit Union Achiever Loan.
Jefferson Financial Federal Credit Union Achiever Loan Pros & Cons
| Pros | Cons |
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Jefferson Financial Federal Credit Union Achiever Loan FAQ
What interest rates and personal loan terms does Jefferson Financial Federal Credit Union Achiever Loan offer?
Jefferson Financial Federal Credit Union Achiever Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Jefferson Financial Federal Credit Union Achiever Loan offer?
Jefferson Financial Federal Credit Union Achiever Loan offers a fixed APR personal loan product but they do not disclose their interest rates.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | N/A |
What fees does Jefferson Financial Federal Credit Union Achiever Loan charge?
Does Jefferson Financial Federal Credit Union Achiever Loan charge an origination fee?
Jefferson Financial Federal Credit Union Achiever Loan may charge a personal loan origination fee .
Does Jefferson Financial Federal Credit Union Achiever Loan charge a late fee?
Jefferson Financial Federal Credit Union Achiever Loan does not disclose whether it charges late payment fees.
Does Jefferson Financial Federal Credit Union Achiever Loan charge prepayment fees?
No, Jefferson Financial Federal Credit Union Achiever Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Jefferson Financial Federal Credit Union Achiever Loan?
Jefferson Financial Federal Credit Union Achiever Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Jefferson Financial Federal Credit Union Achiever Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Jefferson Financial Federal Credit Union Achiever Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Jefferson Financial Federal Credit Union Achiever Loan report your account activity to credit bureaus?
Yes, Jefferson Financial Federal Credit Union Achiever Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Jefferson Financial Federal Credit Union perform a hard credit pull?
Yes, Jefferson Financial Federal Credit Union Achiever Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Jefferson Financial Federal Credit Union Achiever Loan legit?
Jefferson Financial Federal Credit Union was founded in 1966, it is a well-established company that has been in business for 60 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM
Other Services by Jefferson Financial Federal Credit Union
Other Personal Loans from Jefferson Financial Federal Credit Union
Rating not yet determined
APR
4.59% - 5.38%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 180
Rating not yet determined
APR
Starting at 6.115%
Disclaimer popup with additional information
Amount Range
$10,000 - $75,000
Loan Term (Months)
N/A
Rating not yet determined
APR
Starting at 12.00%
Disclaimer popup with additional information
Amount Range
$200 - $3,000
Loan Term (Months)
Up to 36
Rating not yet determined
APR
Starting at 8.50%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 36
Rating not yet determined
APR
2.10%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 180
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Learn MoreSuperMoney Net Recommendation Score
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