Last Updated: 04/18/2025
Jefferson Financial Federal Credit Union Home Improvement Loans
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateExplore a similar product
Try this top product in Personal Loans
Avant Loans
Strongly recommended703 reviews
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreGet Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Fixed APR)
Starting at 6.115%(Verified 06/21/2024)
Amount Range
$10,000 - $75,000
Loan Term (Months)
N/A
Jefferson Financial Federal Credit Union Home Improvement Loans Review
Jefferson Financial Federal Credit Union Home Improvement Loans is offered by Jefferson Financial Federal Credit Union, a credit union founded in 1966 and based in Metairie, LA. Jefferson Financial Federal Credit Union Home Improvement Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 6.115%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Jefferson Financial Federal Credit Union Home Improvement Loans are on the lower end of the spectrum.
- Large loan amounts. You can apply for loan amounts of up to $75,000.00 with Jefferson Financial Federal Credit Union Home Improvement Loans .
- Origination fees starting at $500.00.Origination fees are deducted from the loan amount, so take it into account when deciding how much you need to borrow.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Jefferson Financial Federal Credit Union Home Improvement Loans.
Jefferson Financial Federal Credit Union Home Improvement Loans Pros & Cons
| Pros | Cons |
|
|
Jefferson Financial Federal Credit Union Home Improvement Loans FAQ
What interest rates and personal loan terms does Jefferson Financial Federal Credit Union Home Improvement Loans offer?
Jefferson Financial Federal Credit Union Home Improvement Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Jefferson Financial Federal Credit Union Home Improvement Loans offer?
Jefferson Financial Federal Credit Union Home Improvement Loans offers a fixed APR personal loan product that starts at 6.115% APR.
How much can you borrow via Jefferson Financial Federal Credit Union Home Improvement Loans?
Personal loan amounts start at $10,000.00 and go up to $75,000.00
| Personal Loan Amount | $10000.00 - $75000.00 |
| Loan Term | N/A |
| APR | Starting at 6.115% |
What fees does Jefferson Financial Federal Credit Union Home Improvement Loans charge?
Does Jefferson Financial Federal Credit Union Home Improvement Loans charge an origination fee?
Jefferson Financial Federal Credit Union Home Improvement Loans may charge a personal loan origination fee of $500.00
Does Jefferson Financial Federal Credit Union Home Improvement Loans charge a late fee?
Jefferson Financial Federal Credit Union Home Improvement Loans does not disclose whether it charges late payment fees.
Does Jefferson Financial Federal Credit Union Home Improvement Loans charge prepayment fees?
No, Jefferson Financial Federal Credit Union Home Improvement Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Jefferson Financial Federal Credit Union Home Improvement Loans?
Jefferson Financial Federal Credit Union Home Improvement Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Jefferson Financial Federal Credit Union Home Improvement Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Jefferson Financial Federal Credit Union Home Improvement Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Jefferson Financial Federal Credit Union Home Improvement Loans report your account activity to credit bureaus?
Yes, Jefferson Financial Federal Credit Union Home Improvement Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Jefferson Financial Federal Credit Union perform a hard credit pull?
Yes, Jefferson Financial Federal Credit Union Home Improvement Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Jefferson Financial Federal Credit Union Home Improvement Loans legit?
Jefferson Financial Federal Credit Union was founded in 1966, it is a well-established company that has been in business for 60 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM
Other Services by Jefferson Financial Federal Credit Union
Other Personal Loans from Jefferson Financial Federal Credit Union
Rating not yet determined
APR
N/A
Amount Range
N/A
Loan Term (Months)
N/A
Rating not yet determined
APR
4.59% - 5.38%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 180
Rating not yet determined
APR
Starting at 12.00%
Disclaimer popup with additional information
Amount Range
$200 - $3,000
Loan Term (Months)
Up to 36
Rating not yet determined
APR
Starting at 8.50%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 36
Rating not yet determined
APR
2.10%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 180
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Jefferson Financial Federal Credit Union Home Improvement Loans Community Reviews
Would you recommend Jefferson Financial Federal Credit Union Home Improvement Loans to your friends?
There are currently no reviews.
You might also like
Best Personal Loans
SuperMoney
What Is the Average Cost of an Outdoor Pool? 6 Factors to Consider
Julie Bawden-Davis
Pool Financing : 6 ways to know in advance
Jennifer Xue
What's the Best Way to Finance Home Improvement Projects
Jessica Walrack