Last Updated: 04/18/2025
Jefferson Financial Federal Credit Union Home Improvement Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 6.115%(Verified 06/21/2024)
Amount Range
$10,000 - $75,000
Loan Term (Months)
N/A
Jefferson Financial Federal Credit Union Home Improvement Loans Review
Jefferson Financial Federal Credit Union Home Improvement Loans is offered by Jefferson Financial Federal Credit Union, a credit union founded in 1966 and based in Metairie, LA. Jefferson Financial Federal Credit Union Home Improvement Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 6.115%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Jefferson Financial Federal Credit Union Home Improvement Loans are on the lower end of the spectrum.
- Large loan amounts. You can apply for loan amounts of up to $75,000.00 with Jefferson Financial Federal Credit Union Home Improvement Loans .
- Origination fees starting at $500.00.Origination fees are deducted from the loan amount, so take it into account when deciding how much you need to borrow.
Jefferson Financial Federal Credit Union Home Improvement Loans Pros & Cons
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Jefferson Financial Federal Credit Union Home Improvement Loans FAQ
What interest rates and personal loan terms does Jefferson Financial Federal Credit Union Home Improvement Loans offer?
Jefferson Financial Federal Credit Union Home Improvement Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Jefferson Financial Federal Credit Union Home Improvement Loans offer?
Jefferson Financial Federal Credit Union Home Improvement Loans offers a fixed APR personal loan product that starts at 6.115% APR.
How much can you borrow via Jefferson Financial Federal Credit Union Home Improvement Loans?
Personal loan amounts start at $10,000.00 and go up to $75,000.00
| Personal Loan Amount | $10000.00 - $75000.00 |
| Loan Term | N/A |
| APR | Starting at 6.115% |
What fees does Jefferson Financial Federal Credit Union Home Improvement Loans charge?
Does Jefferson Financial Federal Credit Union Home Improvement Loans charge an origination fee?
Jefferson Financial Federal Credit Union Home Improvement Loans may charge a personal loan origination fee of $500.00
Does Jefferson Financial Federal Credit Union Home Improvement Loans charge a late fee?
Jefferson Financial Federal Credit Union Home Improvement Loans does not disclose whether it charges late payment fees.
Does Jefferson Financial Federal Credit Union Home Improvement Loans charge prepayment fees?
No, Jefferson Financial Federal Credit Union Home Improvement Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Jefferson Financial Federal Credit Union Home Improvement Loans?
Jefferson Financial Federal Credit Union Home Improvement Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Jefferson Financial Federal Credit Union Home Improvement Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Jefferson Financial Federal Credit Union Home Improvement Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Jefferson Financial Federal Credit Union Home Improvement Loans report your account activity to credit bureaus?
Yes, Jefferson Financial Federal Credit Union Home Improvement Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Jefferson Financial Federal Credit Union perform a hard credit pull?
Yes, Jefferson Financial Federal Credit Union Home Improvement Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Jefferson Financial Federal Credit Union Home Improvement Loans legit?
Jefferson Financial Federal Credit Union was founded in 1966, it is a well-established company that has been in business for 60 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM