Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
N/A
Amount Range
$100 - $1,000
Loan Term (Months)
N/A
LendNation Payday Loans Review
LendNation Payday Loans is offered by LendNation, a direct lender founded in 1984 and based in Lenexa, KS. LendNation Payday Loans are available in 50 states and Washington, DC.
Key Takeaways
- .
- Small-dollar loans. LendNation Payday Loans has a maximum loan amount of just $1,000.00 .
LendNation Payday Loans Pros & Cons
| Pros | Cons |
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LendNation Payday Loans FAQ
What interest rates and personal loan terms does LendNation Payday Loans offer?
LendNation Payday Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does LendNation Payday Loans offer?
LendNation Payday Loans offers a fixed APR personal loan product but they do not disclose their interest rates.
How much can you borrow via LendNation Payday Loans?
Personal loan amounts start at $100.00 and go up to $1,000.00
| Personal Loan Amount | $100.00 - $1000.00 |
| Loan Term | N/A |
| APR | N/A |
What fees does LendNation Payday Loans charge?
Does LendNation Payday Loans charge an origination fee?
LendNation Payday Loans may charge a personal loan origination fee .
Does LendNation Payday Loans charge a late fee?
LendNation Payday Loans does not disclose whether it charges late payment fees.
Does LendNation Payday Loans charge prepayment fees?
No, LendNation Payday Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for LendNation Payday Loans?
LendNation Payday Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. LendNation Payday Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by LendNation Payday Loans.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | N/A |
Does LendNation Payday Loans report your account activity to credit bureaus?
Yes, LendNation Payday Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does LendNation perform a hard credit pull?
Yes, LendNation Payday Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are LendNation Payday Loans legit?
LendNation was founded in 1984, it is a well-established company that has been in business for 42 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 7:00PM
Tuesday
8:00AM - 7:00PM
Wednesday
8:00AM - 7:00PM
Thursday
8:00AM - 7:00PM
Friday
8:00AM - 7:00PM
Saturday
8:00AM - 5:00PM