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Personal Loans
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Last Updated: 04/18/2025

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LionLoans

in Personal Loans from MoneyLion Inc.

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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Highlights

APR (Fixed APR)

36% - 200%(Verified 06/21/2024)
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Amount Range

$300 - $3,000
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Loan Term (Months)

1 - 36
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LionLoans Review

LionLoans is offered by MoneyLion Inc., a direct lender founded in 2013 and based in New York, NY. LionLoans are available in 15 states.

Key Takeaways

  • APRs starting at 36%. Personal loan interest rates typically range between 9% and 36%. The starting rates for LionLoans are on the higher end of the spectrum.
  • Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
  • No origination fee. LionLoans does not charge a loan origination fee.
  • Short loan terms. LionLoans have loan terms as short as 1 month.

LionLoans Pros & Cons

LionLoans FAQ

What interest rates and personal loan terms does LionLoans offer?

LionLoans has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does LionLoans offer?

LionLoans offers a fixed APR personal loan product that ranges from 36% APR up to 200% APR.

How much can you borrow via LionLoans?

Personal loan amounts start at $300 and go up to $3,000

What is the maximum loan term you can get with LionLoans?

LionLoans offers loans with terms of up to 36 months.

What fees does LionLoans charge?

Does LionLoans charge an origination fee?

LionLoans does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.

Does LionLoans charge a late fee?

LionLoans does not disclose whether it charges late payment fees.

Does LionLoans charge prepayment fees?

No, LionLoans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for LionLoans?

When it comes to credit scores, LionLoans doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
LionLoans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by LionLoans.
To qualify, applicants may need to provide the following documentation:
  • Applicants must have an active and valid personal checking account
  • Recent pay stubs
  • Proof of income
  • Proof of citizenship or residence permit

What is the estimated funding time for a personal loan via LionLoans?

LionLoans will typically fund loans within 1 to 2 business days of approval and clearing necessary verifications.

Does LionLoans report your account activity to credit bureaus?

Yes, LionLoans reports to the following credit bureau:
    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

    Does MoneyLion Inc. perform a hard credit pull?

    Yes, LionLoans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
    Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

    Are LionLoans legit?

    MoneyLion Inc. was founded in 2013, it is a well-established company that has been in business for 13 years.
    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    LionLoans Disclosure: All lending and servicing of loans for LionLoans is done by one of MoneyLion's affiliates. All loans in i) Alabama are made by MoneyLion of Alabama LLC under Consumer Credit License # MC 22369, regulated by the Alabama State Banking Department; ii) C

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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