Last Updated: 04/18/2025
L&N Federal Personal Signature Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
13.74% - 18.00%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
L&N Federal Personal Signature Loan Review
L&N Federal Personal Signature Loan is offered by L&N Federal Credit Union, a credit union founded in 1954 and based in Louisville, KY. LN Federal Personal Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 13.74%. Personal loan interest rates typically range between 9% and 36%. The starting rates for L&N Federal Personal Signature Loan are on the higher end of the spectrum.
LN Federal Personal Loan Pros & Cons
| Pros | Cons |
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LN Federal Personal Loan FAQ
What interest rates and personal loan terms does LN Federal Personal Loan offer?
LN Federal Personal Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does LN Federal Personal Loan offer?
LN Federal Personal Loan offers a fixed APR personal loan product that ranges from 13.74% APR up to 18.00% APR.
What is the maximum loan term you can get with LN Federal Personal Loan?
LN Federal Personal Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | 13.74% - 18.00% |
What fees does LN Federal Personal Loan charge?
Does LN Federal Personal Loan charge an origination fee?
LN Federal Personal Loan may charge a personal loan origination fee .
Does LN Federal Personal Loan charge a late fee?
LN Federal Personal Loan does not disclose whether it charges late payment fees.
Does LN Federal Personal Loan charge prepayment fees?
No, LN Federal Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for L&N Federal Personal Signature Loan?
L&N Federal Personal Signature Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. L&N Federal Personal Signature Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by L&N Federal Personal Signature Loan.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does L&N Federal Personal Signature Loan report your account activity to credit bureaus?
Yes, L&N Federal Personal Signature Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does L&N Federal Credit Union perform a hard credit pull?
Yes, LN Federal Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are L&N Federal Personal Signature Loan legit?
l&n federal credit union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 6:00PM
Saturday
8:30AM - 5:00PM