Last Updated: 04/18/2025
Santa Rosa County FCU Unimproved Property Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
7.74% - 7.99%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 180
Santa Rosa County FCU Unimproved Property Loan Review
Santa Rosa County FCU Unimproved Property Loan is offered by Santa Rosa County Federal Credit Union, a credit union founded in 1957 and based in Milton, FL. Santa Rosa County FCU Unimproved Property Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 7.74%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Santa Rosa County FCU Unimproved Property Loan are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Santa Rosa County FCU Unimproved Property Loan.
- Super long loan terms. Santa Rosa County FCU Unimproved Property Loan offers loan terms of up to 180 months. Most personal loans have a maximum term of 60 months.
Santa Rosa County FCU Unimproved Property Loan Pros & Cons
| Pros | Cons |
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Santa Rosa County FCU Unimproved Property Loan FAQ
What interest rates and personal loan terms does Santa Rosa County FCU Unimproved Property Loan offer?
Santa Rosa County FCU Unimproved Property Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Santa Rosa County FCU Unimproved Property Loan offer?
Santa Rosa County FCU Unimproved Property Loan offers a fixed APR personal loan product that ranges from 7.74% APR up to 7.99% APR.
What is the maximum loan term you can get with Santa Rosa County FCU Unimproved Property Loan?
Santa Rosa County FCU Unimproved Property Loan offers loans with terms of up to 180 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 180 months |
| APR | 7.74% - 7.99% |
What fees does Santa Rosa County FCU Unimproved Property Loan charge?
Does Santa Rosa County FCU Unimproved Property Loan charge an origination fee?
Santa Rosa County FCU Unimproved Property Loan may charge a personal loan origination fee .
Does Santa Rosa County FCU Unimproved Property Loan charge a late fee?
Santa Rosa County FCU Unimproved Property Loan does not disclose whether it charges late payment fees.
Does Santa Rosa County FCU Unimproved Property Loan charge prepayment fees?
No, Santa Rosa County FCU Unimproved Property Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Santa Rosa County FCU Unimproved Property Loan?
Santa Rosa County FCU Unimproved Property Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Santa Rosa County FCU Unimproved Property Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by Santa Rosa County FCU Unimproved Property Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
- U.S. tax identification number
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Santa Rosa County FCU Unimproved Property Loan report your account activity to credit bureaus?
Yes, Santa Rosa County FCU Unimproved Property Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Santa Rosa County Federal Credit Union perform a hard credit pull?
Yes, Santa Rosa County FCU Unimproved Property Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Santa Rosa County FCU Unimproved Property Loan legit?
Santa Rosa County Federal Credit Union was founded in 1957, it is a well-established company that has been in business for 69 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed
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Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 12
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Learn MoreSuperMoney Net Recommendation Score
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