Last Updated: 04/18/2025
Truliant FCU Debt Consolidation Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
10.49% - 18.00%(Verified 09/25/2024)
Amount Range
$500 - $50,000
Loan Term (Months)
6 - 84
Truliant FCU Debt Consolidation Loans Review
Truliant FCU Debt Consolidation Loans is offered by Truliant Federal Credit Union, a credit union founded in 1952 and based in Winston-Salem, NC. Truliant FCU Debt Consolidation Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 10.49%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Truliant FCU Debt Consolidation Loans are on the higher end of the spectrum.
- Large loan amounts. You can apply for loan amounts of up to $50,000.00 with Truliant FCU Debt Consolidation Loans .
- Short loan terms. Truliant FCU Debt Consolidation Loans have loan terms as short as 6 months.
- Super long loan terms. Truliant FCU Debt Consolidation Loans offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
Truliant FCU Debt Consolidation Loans Pros & Cons
| Pros | Cons |
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Truliant FCU Debt Consolidation Loans FAQ
What interest rates and personal loan terms does Truliant FCU Debt Consolidation Loans offer?
Truliant FCU Debt Consolidation Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Truliant FCU Debt Consolidation Loans offer?
Truliant FCU Debt Consolidation Loans offers a fixed APR personal loan product that ranges from 10.49% APR up to 18.00% APR.
How much can you borrow via Truliant FCU Debt Consolidation Loans?
Personal loan amounts start at $500.00 and go up to $50,000.00
What is the maximum loan term you can get with Truliant FCU Debt Consolidation Loans?
Truliant FCU Debt Consolidation Loans offers loans with terms of up to 84 months.
| Personal Loan Amount | $500.00 - $50000.00 |
| Loan Term | 6 - 84 months |
| APR | 10.49% - 18.00% |
What fees does Truliant FCU Debt Consolidation Loans charge?
Does Truliant FCU Debt Consolidation Loans charge an origination fee?
Truliant FCU Debt Consolidation Loans may charge a personal loan origination fee .
Does Truliant FCU Debt Consolidation Loans charge a late fee?
Truliant FCU Debt Consolidation Loans does not disclose whether it charges late payment fees.
Does Truliant FCU Debt Consolidation Loans charge prepayment fees?
No, Truliant FCU Debt Consolidation Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Truliant FCU Debt Consolidation Loans?
Truliant FCU Debt Consolidation Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Truliant FCU Debt Consolidation Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Truliant FCU Debt Consolidation Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Truliant FCU Debt Consolidation Loans report your account activity to credit bureaus?
Yes, Truliant FCU Debt Consolidation Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Truliant Federal Credit Union perform a hard credit pull?
Yes, Truliant FCU Debt Consolidation Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Truliant FCU Debt Consolidation Loans legit?
Truliant Federal Credit Union was founded in 1952, it is a well-established company that has been in business for 74 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM