Last Updated: 04/18/2025
UVA Community Credit Union Personal Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 7.24%(Verified 06/21/2024)
Amount Range
Up to $50,000
Loan Term (Months)
Up to 60
UVA Community Credit Union Personal Loan Review
UVA Community Credit Union Personal Loan is offered by University of Virginia Community Credit Union, a credit union founded in 1954 and based in Charlottesville, VA. UVA Community Credit Union Personal Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 7.24%. Personal loan interest rates typically range between 9% and 36%. The starting rates for UVA Community Credit Union Personal Loan are on the lower end of the spectrum.
UVA Community Credit Union Personal Loan Pros & Cons
| Pros | Cons |
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UVA Community Credit Union Personal Loan FAQ
What interest rates and personal loan terms does UVA Community Credit Union Personal Loan offer?
UVA Community Credit Union Personal Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does UVA Community Credit Union Personal Loan offer?
UVA Community Credit Union Personal Loan offers a fixed APR personal loan product that starts at 7.24% APR.
What is the maximum loan term you can get with UVA Community Credit Union Personal Loan?
UVA Community Credit Union Personal Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | up to $50000.00 |
| Loan Term | up to 60 months |
| APR | Starting at 7.24% |
What fees does UVA Community Credit Union Personal Loan charge?
Does UVA Community Credit Union Personal Loan charge an origination fee?
UVA Community Credit Union Personal Loan may charge a personal loan origination fee .
Does UVA Community Credit Union Personal Loan charge a late fee?
UVA Community Credit Union Personal Loan does not disclose whether it charges late payment fees.
Does UVA Community Credit Union Personal Loan charge prepayment fees?
No, UVA Community Credit Union Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for UVA Community Credit Union Personal Loan?
UVA Community Credit Union Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. UVA Community Credit Union Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by UVA Community Credit Union Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does UVA Community Credit Union Personal Loan report your account activity to credit bureaus?
Yes, UVA Community Credit Union Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does University of Virginia Community Credit Union perform a hard credit pull?
Yes, UVA Community Credit Union Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are UVA Community Credit Union Personal Loan legit?
University of Virginia Community Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM