Last Updated: 04/18/2025
SuperMoney User Recommendation Score -20
Mostly not recommended5 total votes
Explore a similar product
Try this top product in Renters Insurance
Lemonade Renters Insurance
Strongly recommended332 reviews
Community Recommended Products
View AllSponsored
Strongly recommended332 Reviews
Learn MoreSponsored
Strongly recommended10 Reviews
Learn More
Mostly recommended29 Reviews
Learn MoreCompare All Renters Insurance
Filter & compare all your options in one place.
Highlights
Community Rating
Mostly not recommended
Financial Strength Rating
A+(Verified 04/18/2025)
Disclaimer popup with additional information
Home and Renters Insurance Riders
- Earthquake Coverage
- Identity Theft Protection
- Valuable Items
Home and Renters Insurance
- Guest Medical Protection
- Personal Property Protection
- Reimbursed Living Expenses
- Renters Liability Coverage
Number of Reviews
Mercury Renters Insurance Review
Mercury Renters Insurance is an insurance carrier based in Los Angeles, CA. The company was founded in 1961 and offers renters insurance in 10 states in the USA.
Mercury Renters Insurance FAQ
What is the financial strength rating of Mercury Renters Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
Mercury Renters Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.
What types of coverage does Mercury Renters Insurance offer?
Renters insurance includes a wide range of coverages. One of the best ways to save money on your policy is to only pay for the coverage you need. Mercury Renters Insurance offers the following types of renters insurance coverage:
Guest Medical Protection:
This helps visitors who are injured on your property. It can help cover the necessary medical expenses in an accident, regardless of who's at fault. Medical expenses covered usually include costs like ambulance rides, X-rays, surgical procedures, and hospital stays. Note that guest medical coverage doesn't apply to anyone who lives in the home or is listed on your policy.
Personal Property Protection:
This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.Reimbursed Living Expenses:
This coverage reimburses the insured for the cost of maintaining a comparable standard of living following a covered loss that exceeds the insured's normal expenses. For example, it could include an insured's motel bill while fire damage to the home is being repaired or replaced or until the insured moves to a permanent residence.
Renters Liability Coverage:
If a claim is made against you or you are sued as a result of a covered occurrence, your renters personal liability coverage can help to cover the associated legal costs and related damages. For example, if a visitor accidentally trips and falls in your apartment and breaks a leg, your renters insurance policy may be able to help protect you.
Mercury Renters Insurance customers can also add the following riders or endorsements to their renters insurance policies:
Earthquake Coverage:
This covers some of the losses and damage that earthquakes can cause to your home, belongings, and other buildings on your property.
Identity Theft Protection:
This rider protects homeowners in the event of identity fraud and pays for the cost of restoring their identity.
Valuable Items:
Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.
How can you save money on a Mercury Renters Insurance renters insurance policy?
When you ask for a quote with Mercury Renters Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.
- Alarm System.
- Deadbolt Locks on Exterior Doors.
- Fire Extinguisher in the Home.
- Home Monitoring System.
- Smoke Detectors.
Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Mercury Renters Insurance.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 6:00PM
Tuesday
8:00AM - 6:00PM
Wednesday
8:00AM - 6:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
Closed
Other Services by Mercury
Community Recommended Products
View AllSponsored
Strongly recommended332 Reviews
Learn MoreSponsored
Strongly recommended10 Reviews
Learn MoreMostly recommended29 Reviews
Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -20, or 2.6 on a 5-point rating scale.
-20
-1000+100
No one recommends
Everyone recommends
Mercury Renters Insurance Community Reviews
Would you recommend Mercury Renters Insurance to your friends?
U
Anonymous
Jul 9, 2015
May or may not recommend
I made a claim for some lost propertyand it all got paid out quickly and expediently. The customer service person at Mercury was very accomodating and friendly, and I am really glad that I have them as my renters insurance company.
U
Anonymous
Jul 9, 2015
May or may not recommend
It was really helpful to me to have renters insurance recently. I had had it for many years and wondered about the payment, but then a flood ruined a lot of stuff. The renters insurance covered it, and I am so relieved about that.
U
Anonymous
Jul 9, 2015
May or may not recommend
You might not think you need insurance if you don't own a lot as a renter, but keep in mind that you do owe if a guest to your place gets injured. This is where the renters insurance comes in. I am glad I had it when a girl who came to a party at my house slipped and fell.
U
Anonymous
Jul 9, 2015
May or may not recommend
Keep in mind when getting your Mercury renters insurance that they do offer certain discounts for such policies. These include living in a gated community, if you have smoke alarms, and security monitoring. You can also cut a break if you have an auto policy with them, as well.
U
Anonymous
Jul 9, 2015
May or may not recommend
Mercury renter's insurance is pretty good, although I'm thinking that maybe I'm paying more than some other places. A friend told me her rate at another insurance company and it was substantially lower, all other things being the same.
Showing 5 of 5 reviews
You might also like
Best Renters Insurance
SuperMoney
The Parents' Guide to Insurance for College Students
Jessica Walrack
Should I File A Holiday Insurance Claim?
Gina Roberts-Grey
Surprising Things Homeowners Insurance Doesn't Cover
Julie Bawden-Davis
How to Find Renters or Home Insurance That Covers Everything
Jessica Walrack
Home Insurance that Covers Plumbing
Jessica Walrack