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  Members First Community Credit Union Christmas Club Account

Members First Community Credit Union Christmas Club Account

in Savings Accounts from Members First Community Credit Union · ncua

Unaffiliated

Members First Community Credit Union Christmas Club Account

Unaffiliated

in Savings Accounts from Members First Community Credit Union · Insured by NCUA

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Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) 0.1%
APY Minimum Balance $0.01

Members First Community Credit Union Christmas Club Account Review

Members First Community Credit Union Christmas Club Account is offered by Members First Community Credit Union, a credit union founded in 1954 and based in Quincy, IL. Members First Community Credit Union Christmas Club Account is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. Members First Community Credit Union Christmas Club Account has an annual percentage yield of up to 0.1%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $0.01.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Members First Community Credit Union.
Members First Community Credit Union Christmas Club Account Pros & Cons
Pros Cons
  • Dividend-yielding account
  • Insured by NCUA.
  • Access to physical branches.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.
Members First Community Credit Union Christmas Club Account FAQ

Are savings accounts from Members First Community Credit Union federally insured?

Yes, your Members First Community Credit Union savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Members First Community Credit Union offer a signup bonus?

Members First Community Credit Union Christmas Club Account doesn't offer a signup bonus.

What is the minimum initial deposit for Members First Community Credit Union Christmas Club Account?

There is no minimum deposit to open a Members First Community Credit Union Christmas Club Account.
Members First Community Credit Union Christmas Club Account Minimums
Description
APY Minimum Balance $0.01
Minimum Opening Deposit Starting at $0
Minimum Required Balance $0

What APY does Members First Community Credit Union offer?

Members First Community Credit Union Christmas Club Account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change).

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Members First Community Credit Union Christmas Club Account charge?

Members First Community Credit Union Christmas Club Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Members First Community Credit Union Christmas Club Account offer?

This savings account includes the following features:

  • Fraud monitoring - Members First Community Credit Union Christmas Club Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Members First Community Credit Union Christmas Club Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Members First Community Credit Union Christmas Club Account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Members First Community Credit Union Christmas Club Account?

The customer support email for Members First Community Credit Union Christmas Club Account is mfccu@membersfirstccu.com .

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Availability

  Available in 1 state
Illinois
Availabile in all of Illinois

Feature Breakdown

APY Minimum Balance $0.01
Minimum Opening Deposit Starting at $0
Minimum Required Balance $0
Account Features
  • Branch Access
  • Insured by NCUA
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.1%

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