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  MEMBERS1st Community Credit Union Additional Shares
MEMBERS1st Community Credit Union Additional Shares Unaffiliated

MEMBERS1st Community Credit Union Additional Shares

Unaffiliated
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Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) 0.05% - 0.1%
Minimum Balance to Earn APY N/A

MEMBERS1st Community Credit Union Additional Shares Review

MEMBERS1st Community Credit Union Additional Shares is offered by MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st Community Credit Union Additional Shares are available in 1 state across the USA.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.1%.

MEMBERS1st Community Credit Union Additional Shares Pros & Cons

Pros Cons
  • Dividend-yielding account.
  • Insured by NCUA.
  • Access to physical branches.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.
  • Higher than average wire transfer fees.

MEMBERS1st Community Credit Union Additional Shares FAQ

Are savings accounts from MEMBERS1st Community Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does MEMBERS1st Community Credit Union offer a signup bonus?

MEMBERS1st Community Credit Union Additional Shares doesn't offer a signup bonus.

What is the minimum initial deposit for MEMBERS1st Community Credit Union Additional Shares?

MEMBERS1st Community Credit Union Additional Shares Minimums
Description
Minimum Required Balance $0

What APY does MEMBERS1st Community Credit Union Additional Shares offer?

MEMBERS1st Community Credit Union Additional Shares offers a variable APY starting at 0.05% and ranging up to 0.1% (APY stands for annual percentage yield, rates may change).

What fees does MEMBERS1st Community Credit Union Additional Shares charge?

MEMBERS1st Community Credit Union Additional Shares does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Incoming domestic bank transfers come with a $10 fee.
  • Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $10 fee.
  • MEMBERS1st Community Credit Union Additional Shares charges a $5 fee for an early account closure. Contact MEMBERS1st Community Credit Union Additional Shares for more details on what is considered an early closure.
  • MEMBERS1st Community Credit Union Additional Shares charges $2 every time you request a paper statement.

What features and perks does MEMBERS1st Community Credit Union Additional Shares offer?

This savings account includes the following features:

  • Fraud monitoring - MEMBERS1st Community Credit Union Additional Shares monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - MEMBERS1st Community Credit Union Additional Shares allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to MEMBERS1st Community Credit Union Additional Shares?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for MEMBERS1st Community Credit Union Additional Shares?

The customer support email for MEMBERS1st Community Credit Union Additional Shares is info@members1st.com.

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Availability

  Available in 1 state
Iowa
Availabile in all of Iowa

Feature Breakdown

Minimum Required Balance $0
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $50
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $5
Early Account Closure $5
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0.05% - 0.1%

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