Metro City Bank Gold Personal Savings

Metro City Bank Gold Personal Savings Review

Metro City Bank Gold Personal Savings is offered by Metro City Bank, a bank founded in 2014 and based in Doraville, GA. Metro City Bank Gold Personal Savings are available in 7 states across the USA.

Key Takeaways

• Charges a monthly fee. This account charges a monthly service fee of $1.75, but the fee is waived if you keep a minimum balance of $1,000.
• $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.

Metro City Bank Gold Personal Savings Pros & Cons

Metro City Bank Gold Personal Savings FAQ

Are savings accounts from Metro City Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58181). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Metro City Bank offer a signup bonus?

Metro City Bank Gold Personal Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Metro City Bank Gold Personal Savings?

What APY does Metro City Bank Gold Personal Savings offer?

Metro City Bank Gold Personal Savings is not an interest-bearing account.

What fees does Metro City Bank Gold Personal Savings charge?

This account charges a monthly service fee of $1.75. However, you can waive the monthly fees if you have a minimum daily balance of $1,000.

What features and perks does Metro City Bank Gold Personal Savings offer?

This savings account includes the following features:

• Fraud monitoring - Metro City Bank Gold Personal Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Mobile Banking Services - Metro City Bank Gold Personal Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Metro City Bank Gold Personal Savings?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Metro City Bank Gold Personal Savings?

The customer support email for Metro City Bank Gold Personal Savings is HelpDesk@metrocitybank.com.