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  Metro City Bank Gold Personal Savings

Metro City Bank Gold Personal Savings

in Savings Accounts from Metro City Bank

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Metro City Bank Gold Personal Savings

Unaffiliated

in Savings Accounts from Metro City Bank

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Highlights
Monthly Fee $1.75
APY (Annual Percentage Yield) N/A
APY Minimum Balance N/A

Metro City Bank Gold Personal Savings Review

Metro City Bank Gold Personal Savings is offered by Metro City Bank, a bank founded in 2014 and based in Doraville, GA. Metro City Bank Gold Personal Savings is available in 7 states across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of $1.75, but the fee is waived if you keep a minimum balance of $1,000.
  • $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
Metro City Bank Gold Personal Savings Pros & Cons
Pros Cons
  • Access to physical branches.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in 7 states.
  • Monthly service charge.
Metro City Bank Gold Personal Savings FAQ

Are savings accounts from Metro City Bank federally insured?

No, your Metro City Bank savings accounts are not insured by a federal insurance agency. This means that if Metro City Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

Does Metro City Bank offer a signup bonus?

Metro City Bank Gold Personal Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Metro City Bank Gold Personal Savings?

The minimum deposit to open a Metro City Bank Gold Personal Savings is $1,000.
Metro City Bank Gold Personal Savings Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $1,000
Minimum Opening Deposit Starting at $1,000

What APY does Metro City Bank offer?

Metro City Bank Gold Personal Savings is not an interest-bearing account.

What fees does Metro City Bank Gold Personal Savings charge?

This account charges a monthly service fee of $1.75. However, you can waive the monthly fees if you have a minimum daily balance of $1,000.

What features and perks does Metro City Bank Gold Personal Savings offer?

This savings account includes the following features:

  • Fraud monitoring - Metro City Bank Gold Personal Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Mobile Banking Services - Metro City Bank Gold Personal Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Metro City Bank Gold Personal Savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Metro City Bank Gold Personal Savings?

The customer support email for Metro City Bank Gold Personal Savings is HelpDesk@metrocitybank.com.

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Availability

  Available in 7 states
  • Alabama
  • Florida
  • Georgia
  • New Jersey
  • New York
  • Texas
  • Virginia

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $1,000
Minimum Opening Deposit Starting at $1,000
Monthly Fee $1.75
Account Features
  • Member FDIC
  • Branch Access
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Mobile Check Deposit

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