Metro City Bank Personal Savings Review

Metro City Bank Personal Savings is offered by Metro City Bank, a bank founded in 2014 and based in Doraville, GA. Metro City Bank Personal Savings is available in 7 states across the USA.

• $250 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• Hard credit pull. Metro City Bank may require a hard pull on your credit report to open a checking account.

Are savings accounts from Metro City Bank federally insured?

No, your Metro City Bank savings accounts are not insured by a federal insurance agency. This means that if Metro City Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

Does Metro City Bank offer a signup bonus?

Metro City Bank Personal Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Metro City Bank Personal Savings?

What APY does Metro City Bank offer?

Metro City Bank Personal Savings is not an interest-bearing account.

What fees does Metro City Bank Personal Savings charge?

Metro City Bank Personal Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Metro City Bank Personal Savings offer?

This savings account includes the following features:

• Fraud monitoring - Metro City Bank Personal Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Mobile Banking Services - Metro City Bank Personal Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Metro City Bank Personal Savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.