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  Metro City Bank Personal Savings
Metro City Bank Personal Savings
in Savings Accounts from Metro City Bank
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Metro City Bank Personal Savings

Unaffiliated
in Savings Accounts from Metro City Bank
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Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) N/A
APY Minimum Balance N/A

Metro City Bank Personal Savings Review

Metro City Bank Personal Savings is offered by Metro City Bank, a bank founded in 2014 and based in Doraville, GA. Metro City Bank Personal Savings is available in 7 states across the USA.

Key Takeaways
  • $250 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
Metro City Bank Personal Savings Pros & Cons
Pros Cons
  • Access to physical branches.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in 7 states.
Metro City Bank Personal Savings FAQ

Are savings accounts from Metro City Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58181). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Metro City Bank offer a signup bonus?

Metro City Bank Personal Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Metro City Bank Personal Savings?

The minimum deposit to open a Metro City Bank Personal Savings is $250.
Metro City Bank Personal Savings Minimums
Description
Minimum Opening Deposit Starting at $250

What APY does Metro City Bank offer?

Metro City Bank Personal Savings is not an interest-bearing account.

What fees does Metro City Bank Personal Savings charge?

Metro City Bank Personal Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Metro City Bank Personal Savings offer?

This savings account includes the following features:

  • Fraud monitoring - Metro City Bank Personal Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Mobile Banking Services - Metro City Bank Personal Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Metro City Bank Personal Savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Metro City Bank Personal Savings?

The customer support email for Metro City Bank Personal Savings is HelpDesk@metrocitybank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 4:00pm
  • Saturday 9:00am - 1:00pm

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Availability

  Available in 7 states
  • Alabama
  • Florida
  • Georgia
  • New Jersey
  • New York
  • Texas
  • Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $250
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
Account Features
  • Member FDIC
  • Branch Access
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Mobile Check Deposit

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