Last Updated: 04/18/2025
Pathways Financial Credit Union Business Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
Up to 0.05%(Verified 06/21/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$0
Pathways Financial Credit Union Business Savings Account Review
Pathways Financial Credit Union Business Savings Account is offered by Pathways Financial Credit Union, a credit union founded in 1954 and based in Columbus, OH. Pathways Financial Credit Union Business Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5.00 to open an account.
Pathways Financial Credit Union Business Savings Account Pros & Cons
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Pathways Financial Credit Union Business Savings Account FAQ
Are savings accounts from Pathways Financial Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Pathways Financial Credit Union offer a signup bonus?
Pathways Financial Credit Union Business Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Pathways Financial Credit Union Business Savings Account?
The minimum deposit to open a Pathways Financial Credit Union Business Savings Account is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Pathways Financial Credit Union Business Savings Account offer?
Pathways Financial Credit Union Business Savings Account offers an APY up to 0.05% (APY stands for annual percentage yield, rates may change).
What fees does Pathways Financial Credit Union Business Savings Account charge?
Pathways Financial Credit Union Business Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Incoming domestic bank transfers come with a $10.00 fee.
- Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $10.00 fee.
- An overdraft on your account will trigger a $19.00 fee per item.
- Pathways Financial Credit Union Business Savings Account charges $3.00 every time you request a paper statement.
Does Pathways Financial Credit Union Business Savings Account charge overdraft fees?
Yes, Pathways Financial Credit Union Business Savings Account charges a $19.00 overdraft fee. Pathways Financial Credit Union Business Savings Account offers overdraft protection at a cost of $3.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Pathways Financial Credit Union Business Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Pathways Financial Credit Union Business Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Pathways Financial Credit Union Business Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Pathways Financial Credit Union Business Savings Account?
The customer support email for Pathways Financial Credit Union Business Savings Account is mail@pathwayscu.com.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed