Last Updated: 04/18/2025
Pathways Financial Credit Union Traditional or Roth IRA
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.15% - 0.25%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$100
Pathways Financial Credit Union Traditional or Roth IRA Review
Pathways Financial Credit Union Traditional or Roth IRA is offered by Pathways Financial Credit Union, a credit union founded in 1954 and based in Columbus, OH. Pathways Financial Credit Union Traditional or Roth IRA are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Pathways Financial Credit Union Traditional or Roth IRA has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $100.00 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Pathways Financial Credit Union Traditional or Roth IRA Pros & Cons
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Pathways Financial Credit Union Traditional or Roth IRA FAQ
Are savings accounts from Pathways Financial Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Pathways Financial Credit Union offer a signup bonus?
Pathways Financial Credit Union Traditional or Roth IRA doesn't offer a signup bonus.
What is the minimum initial deposit for Pathways Financial Credit Union Traditional or Roth IRA?
There is no minimum deposit to open a Pathways Financial Credit Union Traditional or Roth IRA.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Pathways Financial Credit Union Traditional or Roth IRA offer?
Pathways Financial Credit Union Traditional or Roth IRA offers a variable APY starting at 0.15% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).
What fees does Pathways Financial Credit Union Traditional or Roth IRA charge?
Pathways Financial Credit Union Traditional or Roth IRA does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Incoming domestic bank transfers come with a $10.00 fee.
- Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $10.00 fee.
- An overdraft on your account will trigger a $19.00 fee per item.
- Pathways Financial Credit Union Traditional or Roth IRA charges $3.00 every time you request a paper statement.
Does Pathways Financial Credit Union Traditional or Roth IRA charge overdraft fees?
Yes, Pathways Financial Credit Union Traditional or Roth IRA charges a $19.00 overdraft fee. Pathways Financial Credit Union Traditional or Roth IRA offers overdraft protection at a cost of $3.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Pathways Financial Credit Union Traditional or Roth IRA offer?
This savings account includes the following features:
- Mobile Banking Services - Pathways Financial Credit Union Traditional or Roth IRA allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Pathways Financial Credit Union Traditional or Roth IRA?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Pathways Financial Credit Union Traditional or Roth IRA?
The customer support email for Pathways Financial Credit Union Traditional or Roth IRA is mail@pathwayscu.com.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed