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Last Updated: 04/18/2025

Pathways Financial Credit Union Owner Rewards Savings Account

from Pathways Financial Credit Union

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

0.05% - 10.00%(Verified 06/21/2024)

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$0

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Pathways Financial Credit Union Owner Rewards Savings Account Review

Pathways Financial Credit Union Owner Rewards Savings Account is offered by Pathways Financial Credit Union, a credit union founded in 1954 and based in Columbus, OH. Pathways Financial Credit Union Owner Rewards Savings Account are available in 50 states and Washington, DC.

Key Takeaways

  • High yield savings. This account offers an annual percentage yield of up to 10.00%, which is much higher than the average interest rate for a savings account.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

Pathways Financial Credit Union Owner Rewards Savings Account Pros & Cons

Pathways Financial Credit Union Owner Rewards Savings Account FAQ

Are savings accounts from Pathways Financial Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Pathways Financial Credit Union offer a signup bonus?

Pathways Financial Credit Union Owner Rewards Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Pathways Financial Credit Union Owner Rewards Savings Account?

There is no minimum deposit to open a Pathways Financial Credit Union Owner Rewards Savings Account.

What APY does Pathways Financial Credit Union Owner Rewards Savings Account offer?

Pathways Financial Credit Union Owner Rewards Savings Account offers a variable APY starting at 0.05% and ranging up to 10.00% (APY stands for annual percentage yield, rates may change).

What fees does Pathways Financial Credit Union Owner Rewards Savings Account charge?

Pathways Financial Credit Union Owner Rewards Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $20.00 fee.
  • Incoming domestic bank transfers come with a $10.00 fee.
  • Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $10.00 fee.
  • An overdraft on your account will trigger a $19.00 fee per item.
  • Pathways Financial Credit Union Owner Rewards Savings Account charges $3.00 every time you request a paper statement.

Does Pathways Financial Credit Union Owner Rewards Savings Account charge overdraft fees?

Yes, Pathways Financial Credit Union Owner Rewards Savings Account charges a $19.00 overdraft fee.
Pathways Financial Credit Union Owner Rewards Savings Account offers overdraft protection at a cost of $3.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.

What features and perks does Pathways Financial Credit Union Owner Rewards Savings Account offer?

This savings account includes the following features:
  • Mobile Banking Services - Pathways Financial Credit Union Owner Rewards Savings Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Pathways Financial Credit Union Owner Rewards Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Pathways Financial Credit Union Owner Rewards Savings Account?

The customer support email for Pathways Financial Credit Union Owner Rewards Savings Account is mail@pathwayscu.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

5665 N Hamilton Rd
Columbus, OH 43230
(614) 416-7588
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed

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APY (Annual Percentage Yield)

Up to 0.05%

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$0
Visit Site

Pathways Financial Credit Union logo

APY (Annual Percentage Yield)

0.25% - 1.00%
Disclaimer popup with additional information

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$0

Pathways Financial Credit Union logo

APY (Annual Percentage Yield)

Up to 0.05%

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$250

Pathways Financial Credit Union logo

APY (Annual Percentage Yield)

Up to 0.05%

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$250

Pathways Financial Credit Union logo

APY (Annual Percentage Yield)

0.15% - 0.25%
Disclaimer popup with additional information

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$100

Pathways Financial Credit Union logo

APY (Annual Percentage Yield)

Up to 0.05%

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$250

SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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