Home Purchase Mortgages
A home loan, also known as a mortgage, is a loan that is used to finance the purchase of a home. These loans are typically offered by banks, credit unions, and other financial institutions, and can be used to buy both existing and new homes. Continue Reading Below
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Encyclopedia Articles
Discover the definition of financial terms related to home purchase mortgages.

Negative Amortization: What It Is, How It Works, and Real-Life Examples
Abi Bus

Monthly Treasury AverageIndex: Definition, Calculation, and Examples
SuperMoney Team
Convertible Adjustable-Rate Mortgage: Definition, Conversion Process, and Examples
SuperMoney Team

Lifetime Caps: Definition, Examples, and Importance
Silas Bamigbola

The Complete Guide to Level Payment Mortgages: Understanding, Pros, Cons, and FAQs
Abi Bus
Two-Step Mortgages: Definition, Benefits, and Application
Alessandra Nicole

Vendor Take-Back Mortgages: Understanding the Financing Dynamics, Calculations, and Real-world Examples
Abi Bus

Annual ARM Caps: Definition, Examples, and Benefits
SuperMoney Team

The Mortgage Application: Understanding, Process, and Considerations
Abi Bus

Closed-End Mortgages: How They Work, Types, and Examples
Silas Bamigbola
Learn About Home Purchase Mortgages

Leaseback On a House: Pros & Cons Explained
Lacey Stark
ARMs Hit 11% of Mortgage Locks at 7.3% Rates. When a 7/1 Saves Money and When It Bites
SuperMoney Team
Adjustable-Rate Mortgages Are Back at 10.3% of Applications. Is a 6.43% ARM Worth the Risk Over a 7.40% Fixed Rate?
SuperMoney Team

How Much Equity Can I Have In My Home And Still File Chapter 13
Benjamin Locke

Home Equity Loan To Buy Land
Benjamin Locke

What Are Reverse Mortgage Requirements?
Benjamin Locke

How Do You Pay Back A Reverse Mortgage?
Benjamin Locke

What´s The Difference Between A Credit Union vs Bank Mortgage
Benjamin Locke

What Percent Of Income Should Go To Mortgage?
Benjamin Locke

Mortgagee vs Mortgagor: What's the Difference?
Benjamin Locke

AimLoan vs AmeriSave: Which Online Mortgage Lender Is Right for You?
Andrew Latham

Chase Mortgage vs Bank of America: Which Lender Is Better for Your Home Loan?
Andrew Latham

AmeriSave vs New American Funding: Which Mortgage Lender Is Right for You?
Andrew Latham

AmeriSave vs SoFi Mortgage: Which Lender Is Right for You in 2026?
Andrew Latham

AmeriSave vs loanDepot: Which Mortgage Lender Is Best for You in 2026?
Andrew Latham

AmeriSave vs Quicken Loans: Which Mortgage Lender Fits You Best in 2026?
Andrew Latham
