Last Updated: 04/18/2025
Auto-Owners Boaters Insurance
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Last Updated: 04/18/2025
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Auto-Owners Boaters Insurance FAQ
What types of boat insurance coverage does Auto-Owners Boaters Insurance offer?
- Salvage/Wreckage Removal: Some standard insurance policies will subtract salvage costs from the insured value of the boat or only offer a small percentage of the coverage amount for salvage. This endorsement protects from the specific costs and liability that go with a wreckage or salvage.
- Fishing Equipment and Carry-On Items: Add replacement coverage for fishing rods, reels, and tackle boxes. You can also add personal effects coverage for items you carry on your boat, such as phones and SCUBA gear. Items are covered if they’re damaged, stolen or fall off your boat.
- Total Loss Replacement: If it's a total loss, this policy will pay you based on the agreed value, actual cash value or the replacement cost value.
- Mechanical Breakdown Coverage: If your boat is protected by mechanical breakdown insurance the costs of repairs (not including maintenance or normal wear and tear) are covered by your policy. However, you will need to obtain authorization from your insurance company before you carry out repairs.
What benefits does Auto-Owners Boaters Insurance offer?
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
What is the financial strength rating of Auto-Owners Boaters Insurance?
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