Erie Insurance Boaters Insurance

Whether you’re a powerboater or a sailor, you’ll want to make sure your boat is covered from bow to stern. Insurance can help keep your investment safe. Everyone wants to have a safe experience while they’re out on the water, but operating a boat does come with some risks that could result in costly injuries and damages. Insurance could help cover you, your passengers and your boat as well as other people and their property. Erie Insurance offers coverage for sailboats, powerboats, houseboats, inboard or outboard motorboats and personal watercraft (Jet Skis, WaveRunners, WaveJammers).

The type of insurance coverage that you need will depend on a number of factors, such as the size, type, age and value of the boat. You may have boat insurance coverage available through a homeowners insurance policy or you may need to buy a separate policy. A separate boat policy could provide you with additional liability coverage, broader coverage overall and higher limits for watercraft liability. Liability coverage can help pay for damages to someone’s boat, dock or other property. Ask a trusted advisor like an Erie Insurance agent which type of policy is best for you. As with any insurance policy, it’s a good idea to talk with your agent about the policy details and coverage limits to be sure you have the protection that you need.