Arizona Central Credit Union Visa® Gold Business Credit Card
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| Purchase APR (Variable APR) | Starting at 10.9% |
| Balance Transfer APR (Variable APR) | 10.9% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $25 |
Arizona Central Credit Union Visa® Gold Business Credit Card Review
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
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Who is Arizona Central Credit Union business credit card designed for?
This is a credit card issued by Arizona Central Credit Union.
This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.
What are the relevant APRs?
This business credit card has a variable purchase APR starting at 10.9% . The card has a variable balance transfer APR of 10.9% .
It also has a variable cash advance APR starting at 10.9% .
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business credit card does not offer an introductory rate on new purchases.| Purchase APR | Starting at 10.9% |
| Balance Transfer APR | 10.9% |
| Cash Advance APR | Starting at 10.9% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $25.
- A late payment penalty of up to $25.
- There is no overlimit fee
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $25 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Late Payment Fee | $25 |
Does it offer a cash back rewards program?
No, it does not offer a cash back rewards program.
Can I get it with just an employer identification number (EIN)?
You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.What are the benefits?
This business credit card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Fraud Liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What is the support contact email?
The support contact email for this business credit card is info@azcentralcu.org.
Does Arizona Central Credit Union Visa® Gold Business Credit Card report your account activity to credit bureaus?
Yes, Arizona Central Credit Union Visa® Gold Business Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Arizona Central Credit Union .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Arizona Central Credit Union
Contact
- Headquarters
-
2020 North Central Avenue Suite 100 Phoenix, AZ 85004
Phoenix, AZ 85061 USA - Visit Site
- Email Support
Other Services by Arizona Central Credit Union
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 days |
| Over-Limit Fee | $0 |
| Annual Fee | $25 |
| Cash Advance Fee (%) | 1% |
| Foreign Currency Transaction Fee | 1% |
| Late Fee Amount | $25 |
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