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  Avadian Credit Union Business Visa® Rewards Credit Card

Avadian Credit Union Business Visa® Rewards Credit Card

in Business Credit Cards from Avadian Credit Union

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Avadian Credit Union Business Visa® Rewards Credit Card

Unaffiliated

in Business Credit Cards from Avadian Credit Union

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Highlights
Purchase APR  (Variable APR) 9.99% - 15.24%
Balance Transfer APR  (Variable APR) 9.99% - 15.24%
Credit Score Range 650 - 850
Annual Fee $0

Avadian Credit Union Business Visa® Rewards Credit Card Review

Key Takeaways
  • Competitive APRs. Avadian Credit Union Business Visa® Rewards Credit Card has a variable purchase APR that ranges from 9.99% up to 15.24%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Avadian Credit Union Business Visa® Rewards Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.99%.
  • No balance transfer fee.
  • No annual fee.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Cardholders can earn rewards on purchases everywhere Avadian Credit Union Business Visa® Rewards Credit Card is accepted.
  • Avadian Credit Union Business Visa® Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
Avadian Credit Union Business Visa® Rewards Credit Card FAQ

Who is Avadian Credit Union Business Visa® Rewards Credit Card designed for?

This is a credit card issued by Avadian Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 9.99% up to 15.24%. The card has a variable balance transfer APR that ranges from 9.99% up to 15.24%.

It also has a variable cash advance APR that ranges from 9.99% up to 15.24%.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 2.99% for a period of 6 months from account opening.

This business card does offer an introductory APR rate on new purchases of 2.99% for a period of 6 months.

Avadian Credit Union Business Visa® Rewards Credit Card Rates & Terms
Purchase APR 9.99% - 15.24%
Balance Transfer APR 9.99% - 15.24%
Cash Advance APR 9.99% - 15.24%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
Avadian Credit Union Business Visa® Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Balance Transfer Fee 0%
Minimum Balance Transfer Fee $0

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Every Purchase

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (888) 282-3426.

Does Avadian Credit Union Business Visa® Rewards Credit Card report your account activity to credit bureaus?

Yes, Avadian Credit Union Business Visa® Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Avadian Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:45am - 5:00pm
  • Tuesday 8:45am - 5:00pm
  • Wednesday 8:45am - 5:00pm
  • Thursday 8:45am - 5:00pm
  • Friday 8:45am - 5:00pm
  • Saturday 9:00am - 12:00pm

Other Services by Avadian Credit Union

Feature Breakdown

Every Purchase (Points) Earn points with each purchase and redeem for travel rewards, gift cards or cash
Introductory Rate 2.99%
Purchase Intro APR Period (Variable APR) 6 months
Annual Fee $0
No Annual Fee
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 9.99% - 15.24%
Purchase APR (Variable APR) 9.99% - 15.24%
Balance Transfer Fee % 0%
Balance Transfer Fee Minimum $0
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer Introductory APR (Variable APR) 2.99%
Balance Transfer APR (Variable APR) 9.99% - 15.24%
Card Network Visa
Card Type
  • Rewards
  • Low Interest

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