Charlotte Metro Business Platinum Credit Card

Charlotte Metro Business Platinum Credit Card Review

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
• Competitive APRs. Charlotte Metro Business Platinum Credit Card has a variable purchase APR of 13.24%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
• Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Charlotte Metro Federal Credit Union business credit card

Charlotte Metro Federal Credit Union business credit card FAQ

Who is Charlotte Metro Federal Credit Union business credit card designed for?

This is a credit card issued by Charlotte Metro Credit Union.

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

This business card has a credit limit of up to 500.

What are the relevant APRs?

This business credit card has a variable purchase APR of 13.24%. The card has a variable balance transfer APR of 13.24% .

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

What are the benefits?

This business credit card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Fraud Liability
• Cellular Telephone Protection
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (704) 375-0183.

What is the support contact email?

The support contact email for this business credit card is info@cmcu.org.

Does Charlotte Metro Business Platinum Credit Card report your account activity to credit bureaus?

Yes, Charlotte Metro Business Platinum Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Charlotte Metro Credit Union .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.