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Last Updated: 05/14/2026

Charlotte Metro Business Platinum Credit Card

from Charlotte Metro Credit Union

Last Updated: 05/14/2026

Charlotte Metro Business Platinum Credit Card logo
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Highlights

Purchase APR (Variable APR)

13.24%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

13.24%(Verified 06/21/2024)
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Annual Fee

$0

Credit Score Range

600 - 850

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Charlotte Metro Business Platinum Credit Card Review

This is a card issued by Charlotte Metro Credit Union. If you're wondering whether Charlotte Metro Business Platinum Credit Card is the right card for you, read on.

Key Takeaways

  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 12 months.
  • APRs: Charlotte Metro Business Platinum Credit Card has a variable regular purchase APR of 13.24%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers. After the introductory period, the fee is 0%.
  • Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, identity theft protection, and fraud protection.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Charlotte Metro Federal Credit Union business credit card

What are the relevant APRs?

This business credit card has a variable purchase APR of 13.24%. The card has a variable balance transfer APR of 13.24% .

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 12 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Charlotte Metro Business Platinum Credit Card logo

    Message from Charlotte Metro Federal Credit Union business credit card

    Give your business the buying power you need with the flexibility to grow. Charlotte Metro’s Visa Business Platinum credit card can help you manage your day-to-day business operations, provide the funding for expansion, or just support you in unforeseen “rainy day” expenses. No annual fee, balance transfer fee, or cash advance fee. Variable rate – as low as 13.24% APR. 0% on purchases and balance transfers. Flexible credit limits from $500 to $50,000. 25-day grace period on purchases. Online Banking access for payments, history, balance transfers, and more. Visa Zero Liability: No liability to you for unauthorized purchases whether online or in-person. Does not apply to ATM transactions. Other restrictions apply. Visa Secure: An extra layer of security to protect your identity and your shopping experience online.

    Contact

    Headquarters

    718 Central Ave
    Charlotte, NC 28204
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:30PM
    Tuesday
    9:00AM - 5:30PM
    Wednesday
    9:00AM - 5:30PM
    Thursday
    9:00AM - 5:30PM
    Friday
    9:00AM - 6:00PM
    Saturday
    Closed

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    SuperMoney Net Recommendation Score

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    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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