
BB&T Bright Business Visa
Not enough votes for recommendation
Would you recommend BB&T Bright Business Visa to your friends?
Purchase APR (Variable APR) |
10.24% - 19.24% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
10.24% - 19.24% (Verified 08/04/2023) |
Annual Fee | $0 |
Credit Score Range | 670 - 750 |
BB&T Bright Business Visa Review
If you're wondering whether BB&T business credit card is the right card for you, read on.Key Takeaways
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Competitive APRs. BB&T Bright Business Visa has a variable purchase APR that ranges from 10.24% up to 19.24%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 4% Balance transfer fee. BB&T Bright Business Visa charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Good or better credit required. You will have low approval odds if your credit score is below 670.
Pros & Cons of BB&T business credit card
The Good | The Bad |
---|---|
|
|
What are the relevant APRs?
BB&T business credit card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $39.
- An overlimit fee of $39.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Balance Transfer Fee | 4% |
Minimum Balance Transfer Fee | $10 |
Late Payment Fee | up to $39 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
What are the benefits?
This business credit card provides the following benefits:
- Fraud Liability
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (336) 733-3300.
What is the support contact email?
The support contact email for this business credit card is ClientResolution@Truist.com.
Does BB&T Bright Business Visa report your account activity to credit bureaus?
Yes, BB&T Bright Business Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the BB&T .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From BB&T business credit card
Contact
- Headquarters
-
110 S. Stratford Rd.
Winston Salem, NC 27104 USA - (336) 733-3300
- Visit Site
- Email Support
Other Services by BB&T
Other Business Credit Cards by BB&T
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 12 months |
Be the first to rate
Would you recommend BB&T Bright Business Visa to your friends?
- Alliance Credit Union Visa Business Cash Preferred Card
- America First CU Business Visa Credit Card
- American Express Business Centurion Card
- Arvest Bank Premier Business VISA Credit Card
- Blackhawk Community CU Business Credit Card
- Columbia CU Visa Business Platinum Credit Card
- F&M Bank Business Cash Preferred Card
- Kitsap Credit Union Visa Business Rewards Card
- Michigan First Credit Union Business Visa
- Oregon State Credit Union Business Visa Credit Card
- Renasant Bank Smart Business Visa Credit Card
- Spark 1% Classic