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  BB&T Bright Business Visa

BB&T Bright Business Visa

in Business Credit Cards from BB&T

Unaffiliated

BB&T Bright Business Visa

Unaffiliated

in Business Credit Cards from BB&T

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 12.49% - 21.49%
Balance Transfer APR  (Variable APR) 12.49% - 21.49%
Credit Score Range N/A

BB&T Bright Business Visa Review

Who is BB&T Bright Business Visa designed for?

What are the relevant APRs for BB&T Bright Business Visa?

BB&T Bright Business Visa is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the BB&T Bright Business Visa fees?

The following fees apply to BB&T Bright Business Visa:

  • There is no annual fee.
  • An overlimit fee of $39.

Does BB&T Bright Business Visa have a foreign transaction fee?

BB&T Bright Business Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

BB&T Bright Business Visa Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%

Is there a BB&T Bright Business Visa cash back or rewards program?

No, BB&T Bright Business Visa does not offer a rewards program.

What are the BB&T Bright Business Visa benefits?

BB&T Bright Business Visa provides the following benefits:

  • Fraud Liability
  • ID Theft Protection
  • Reports to major credit bureaus

Does BB&T Bright Business Visa report your account activity to credit bureaus?

BB&T Bright Business Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for BB&T Bright Business Visa

  • Visit the BB&T .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Feature Breakdown

Annual Fee $0
Minimum Interest Charge $0
No Annual Fee  
No Interest Grace Period for Late Payment 25
Cash Advance Fee (%) Starting at 4%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Late Fee Amount Starting at $39
Minimum Cash Advance Fee ($) Starting at $10
Over-Limit Fee $39
Returned Payment Fee Starting at $39
Customer Type Business
Minimum Age 18
Card Network
  • Visa
Card Type
  • Charge Card
  • Low Interest
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Fraud Liability  
Cash Advance APR (Variable APR) Starting at 26.49%
Purchase APR (Variable APR) 12.49% - 21.49%
Balance Computation Average Daily Balance
Introductory Rate 0%
Penalty APR 27.4%
Balance Transfer APR (Variable APR) 12.49% - 21.49%
Introductory Rate 12%

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BB&T Business Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

BB&T Spectrum Cash Rewards Business Visa
Annual Fee $0 Annual Fee
Purchase APR 14.49% - 23.49%
(Variable APR)
    0% 28% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 740 - 850     500 850
BB&T Spectrum Travel Rewards Business Visa
Annual Fee $49 Annual Fee
Purchase APR 14.49% - 23.49%
(Variable APR)
    0% 28% Variable APR
Balance Transfer APR 14.49% - 23.49%
(Variable APR)
    10% 27% Variable APR
Credit Score Range 740 - 850     500 850