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  BB&T Bright Business Visa

BB&T Bright Business Visa

in Business Credit Cards from BB&T

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BB&T Bright Business Visa

Unaffiliated

in Business Credit Cards from BB&T

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 12.49% - 21.49%
Balance Transfer APR  (Variable APR) 12.49% - 21.49%
Credit Score Range N/A

BB&T Bright Business Visa Review

Who is BB&T Bright Business Visa designed for?

What are the relevant APRs for BB&T Bright Business Visa?

BB&T Bright Business Visa is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the BB&T Bright Business Visa fees?

The following fees apply to BB&T Bright Business Visa:

  • There is no annual fee.
  • An overlimit fee of $39.

Does BB&T Bright Business Visa have a foreign transaction fee?

BB&T Bright Business Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

BB&T Bright Business Visa Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%

Is there a BB&T Bright Business Visa cash back or rewards program?

No, BB&T Bright Business Visa does not offer a rewards program.

What are the BB&T Bright Business Visa benefits?

BB&T Bright Business Visa provides the following benefits:

  • Fraud Liability
  • ID Theft Protection
  • Reports to major credit bureaus

Does BB&T Bright Business Visa report your account activity to credit bureaus?

BB&T Bright Business Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for BB&T Bright Business Visa

  • Visit the BB&T .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

No Interest Grace Period for Late Payment 25
Minimum Interest Charge $0
Annual Fee $0
No Annual Fee  
Returned Payment Fee Starting at $39
Over-Limit Fee $39
Late Fee Amount Starting at $39
Minimum Cash Advance Fee ($) Starting at $10
Cash Advance Fee (%) Starting at 4%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Minimum Age 18
Customer Type Business
Fraud Liability  
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Purchase APR (Variable APR) 12.49% - 21.49%
Cash Advance APR (Variable APR) Starting at 26.49%
Balance Computation Average Daily Balance
Penalty APR 27.4%
Introductory Rate 0%
Balance Transfer APR (Variable APR) 12.49% - 21.49%
Introductory Rate 12%

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BB&T Business Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

BB&T Spectrum Cash Rewards Business Visa
Annual Fee $0 Annual Fee
Purchase APR 14.49% - 23.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 740 - 850     600 850
BB&T Spectrum Travel Rewards Business Visa
Annual Fee $49 Annual Fee
Purchase APR 14.49% - 23.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 14.49% - 23.49%
(Variable APR)
    12% 27% Variable APR
Credit Score Range 740 - 850     600 850