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  BB&T Bright Business Visa

BB&T Bright Business Visa

in Business Credit Cards from BB&T

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BB&T Bright Business Visa

Unaffiliated

in Business Credit Cards from BB&T

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Highlights
Highlights
Annual Fee $0
Purchase APR (Variable APR) 12.49% - 21.49%
Balance Transfer APR (Variable APR) 12.49% - 21.49%
Credit Score Range N/A

Overview

Who is this credit card designed for?

BB&T Bright Business Visa is a a charge card card issued by BB&T, which is based in Winston-Salem, NC.

What are the relevant APRs?

BB&T Bright Business Visa is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

The card has a variable balance transfer APR that ranges from 12.49% up to 21.49%.

It also has a variable cash advance APR starting at 26.49%.

Note that late payments are subject to an APR of 27.4% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

Yes, BB&T Bright Business Visa offers an introductory APR rate of 12%.

What are the fees?

The following fees apply to BB&T Bright Business Visa:

  • An overlimit fee of $39.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% commission. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

No, BB&T Bright Business Visa does not offer a rewards program.

Is a signup bonus offered?

BB&T Bright Business Visa doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

BB&T Bright Business Visa doesn't offer a cash loyalty bonus.

What additional benefits are offered?

BB&T Bright Business Visa provides the following benefits:

  • Fraud liability
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Feature Breakdown

Grace Period for Late Payment (Days) 25
Minimum Interest Charge $0
Annual Fee $0
No Annual Fee  
Returned Payment Fee Starting at $39
Over-Limit Fee $39
Late Fee Amount Starting at $39
Cash Advance Fee ($) Starting at $10
Cash Advance Fee (%) Starting at 4%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Minimum Age 18
Customer Type Business
Fraud Liability  
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Purchase APR (Variable APR) 12.49% - 21.49%
Cash Advance APR (Variable APR) Starting at 26.49%
Balance Computation Average Daily Balance
Penalty APR 27.4%
Introductory Rate 0%
Balance Transfer APR (Variable APR) 12.49% - 21.49%
Introductory Rate 12%

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