LAFCU VISA Business Platinum
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| Purchase APR (Fixed APR) |
Up to 18% (Verified 08/04/2023) |
| Balance Transfer APR (Fixed APR) |
Up to 18% (Verified 08/04/2023) |
| Annual Fee | $50 |
| Credit Score Range | 600 - 850 |
LAFCU VISA Business Platinum Review
This is a rewards card issued by LAFCU. If you're wondering whether LAFCU VISA Business Platinum is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of LAFCU VISA Business Platinum
| The Good | The Bad |
|---|---|
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What are the relevant APRs?
It has a fixed purchase APR of up to 18%. The card has a fixed balance transfer APR of up to 18%. The card has a fixed cash advance APR of up to 18%.Does it have an introductory APR offer?
This business card does not offer an introductory rate on new purchases.What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $50.
- A late payment penalty of up to $25.
- A returned payment fee of up to $20.
- An overlimit fee of $25.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $50 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $20 |
| Late Payment Fee | up to $25 |
Does it offer a cash back or rewards program?
Yes, LAFCU VISA Business Platinum offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
- Every Purchase
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What are the benefits?
This business credit card provides the following benefits:
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (517) 622-6600.
What is the support contact email?
The support contact email for this business credit card is lafcuoffer@lafcu.com.
Does LAFCU VISA Business Platinum report your account activity to credit bureaus?
Yes, LAFCU VISA Business Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the LAFCU .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From LAFCU VISA Business Platinum
Contact
- Headquarters
-
P.O. Box 26188
Lansing, MI 48909 USA - (517) 622-6600
- Visit Site
- Email Support
Other Services by LAFCU
Feature Breakdown
| Annual Fee | $50 |
| Cash Advance Fee (%) | Starting at 2% |
| Cash Advance Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 1% |
| Late Fee Amount | Up to $25 |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| No Interest Grace Period for Late Payment | 25 days |
| Over-Limit Fee | $25 |
| Returned Payment Fee | Up to $20 |
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