| Purchase APR (Fixed APR) | Up to 18% |
| Balance Transfer APR (Fixed APR) | Up to 18% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $50 |
LAFCU VISA Business Platinum Review
Who is LAFCU VISA Business Platinum designed for?
LAFCU VISA Business Platinum is a credit card issued by LAFCU.
This card is designed for businesses with fair credit. The minimum credit score to apply is 650.
What are the relevant APRs for LAFCU VISA Business Platinum?
LAFCU VISA Business Platinum has a fixed purchase APR of up to 18%. The card has a fixed balance transfer APR of up to 18%. The card has a fixed cash advance APR of up to 18%.Does LAFCU VISA Business Platinum have an introductory APR offer?
LAFCU VISA Business Platinum does not offer an introductory rate on new purchases.What are the LAFCU VISA Business Platinum fees?
The following fees apply to LAFCU VISA Business Platinum:
- An annual fee of $50.
- A late payment penalty of up to $25.
- A returned payment fee of up to $20.
- An overlimit fee of $25.
Does LAFCU VISA Business Platinum have a foreign transaction fee?
LAFCU VISA Business Platinum charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $50 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $20 |
| Late Payment Fee | up to $25 |
Is there a LAFCU VISA Business Platinum cash back or rewards program?
LAFCU VISA Business Platinum offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:
- Every Purchase
Does LAFCU VISA Business Platinum have a signup bonus?
LAFCU VISA Business Platinum doesn't offer a cash signup bonus.
Does LAFCU VISA Business Platinum offer an annual loyalty bonus?
LAFCU VISA Business Platinum doesn't offer a cash loyalty bonus.
What are the LAFCU VISA Business Platinum benefits?
LAFCU VISA Business Platinum provides the following benefits:
- Reports to major credit bureaus
Does LAFCU VISA Business Platinum report your account activity to credit bureaus?
Yes, LAFCU VISA Business Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for LAFCU VISA Business Platinum
- Visit the LAFCU .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
P.O. Box 26188
Lansing, MI 48909 - (517) 622-6600
- Visit Site
Other Services by LAFCU
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 days |
| Annual Fee | $50 |
| Cash Advance Fee (%) | Starting at 2% |
| Cash Advance Fee Minimum | $5 |
| Foreign Currency Transaction Fee | 1% |
| Late Fee Amount | Up to $25 |
| Minimum Cash Advance Fee ($) | Starting at $5 |
| Over-Limit Fee | $25 |
| Returned Payment Fee | Up to $20 |
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