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  Zions Bank AmaZing Rewards® Business Credit Card

Zions Bank AmaZing Rewards® Business Credit Card

in Business Credit Cards from Zions Bancorporation

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Zions Bank AmaZing Rewards® Business Credit Card

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in Business Credit Cards from Zions Bancorporation

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Highlights
Purchase APR  (Variable APR) 14.24%
Balance Transfer APR  (Variable APR) 14.24%
Credit Score Range 650 - 850
Annual Fee $0

Zions Bank AmaZing Rewards® Business Credit Card Review

Key Takeaways
  • Business credit card with generous reward rate. You will get a rewards rate of up to 3 reward points per dollar spent.
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Zions Bank AmaZing Rewards® Business Credit Card has a variable purchase APR of 14.24%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Zions Bank AmaZing Rewards® Business Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Zions Bank business credit card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Zions Bank AmaZing Rewards® Business Credit Card is accepted.
  • Zions Bank AmaZing Rewards® Business Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Zions Bank business credit card FAQ

Who is Zions Bank business credit card designed for?

This is a credit card issued by Zions Bancorporation. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR of 14.24%. The card has a variable balance transfer APR of 14.24% .

It also has a variable cash advance APR of 14.24%.

Does it have an introductory APR offer?

Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 12 months from account opening.

This business card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.

Zions Bank business credit card Rates & Terms
Purchase APR 14.24%
Balance Transfer APR 14.24%
Cash Advance APR 14.24%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
Zions Bank business credit card Fees
Fees Amount
Annual Fee $0
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Airfare
  • Car Rentals
  • Internet, Cable and Phone Services
  • Every Purchase
  • Office Supply Stores

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What is the support contact email?

The support contact email for this business credit card is james.abbott@zionsbancorp.com.

Does Zions Bank AmaZing Rewards® Business Credit Card report your account activity to credit bureaus?

Yes, Zions Bank AmaZing Rewards® Business Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Zions Bancorporation .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Message From Zions Bank AmaZing Rewards® Business Credit Card

Ready to earn reward points for your business? With the AmaZing Rewards Program, you can get points from everyday purchases and apply them toward any other purchase. Check out the benefits below, then apply for an AmaZing Rewards® Business Credit Card. Planning for another business trip? This card is ideal as your points can be applied toward any ticket or airline without limiting your airline seats, and with no blackout dates or travel restrictions. Best of all, your points never expire, so you can save them up with no limits on the points you may earn. That’s not all, check out all the benefits below that make this card AmaZing.

Apply your business rewards points for any purchase made with your card. No markup on third-party web sites and no middlemen when redeeming your business rewards points. No limit on the number of points you can earn. Earn reward points that never expire. 0% intro APR on purchases for 6 months, 14.24% variable APR after that. 0% intro APR on balance transfers for 12 months, 14.24% variable APR after that. 3% fee, $10 min. Redeem business rewards points online or by phone, 24x7. Credit limit up to $250,000. No annual fee and no business rewards fees. Automatic savings on qualified purchases when you enroll in Visa4 SavingsEdge®.

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Annual Fee $0
No Annual Fee
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
All Other Purchases 3 points for every $1 you spend on select business purchases, including office supplies, cellular services, internet services, telecommunications and cable TV. 2 points for every $1 you spend on select business travel purchase, including airline and car rentals. 1 point for every $1 you spend on your AmaZing Rewards for Business credit card.
No Blackout Dates
No Reward Expiration Period
Rewards Categories
  • Airfare
  • Car Rentals
  • Internet / Cable / Phone Services
  • Office Supplies
  • Every Purchase
Cash Advance APR (Variable APR) 14.24%
Credit Limit Up to $250,000
Purchase APR (Variable APR) 14.24%
Balance Transfer Fee % 3%
Balance Transfer Fee % After Intro Period Starting at 3
Balance Transfer Fee Minimum $10
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer APR (Variable APR) 14.24%
Card Network Visa
Card Type
  • Rewards

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