Last Updated: 04/18/2025
Zions Bank® AmaZing Cash® for Business
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
16.49%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
16.49%(Verified 06/21/2024)
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Annual Fee
$0
Credit Score Range
650 - 850
Zions Bank® AmaZing Cash® for Business Review
This is a cashback card issued by Zions Bancorporation. If you're wondering whether Zions Bank® AmaZing Cash® for Business is the right card for you, read on.
Key Takeaways
- Business credit card with generous reward rate. You can get a rewards rate of up to 3x.
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- APRs: Zions Bank® AmaZing Cash® for Business has a variable regular purchase APR of 16.49%
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Zions Bank® AmaZing Cash® for Business charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Zions Bank business credit card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR of 16.49%. The card has a variable balance transfer APR of 16.49% .
It also has a variable cash advance APR of 0%.
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 12 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.
| Purchase APR | 16.49% |
| Balance Transfer APR | 16.49% |
| Cash Advance APR | 0% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $39 .
- A returned payment fee of $29.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $29 |
| Late Payment Fee | $19 to $39 |
Does it offer a cash back or rewards program?
Yes, Zions Bank business credit card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories |
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| Rewards Type | Cash Back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Reward Rates | 1 - 3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Car Rentals
- Every Purchase
- Office Supply Stores
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Zions Bank business credit card
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00AM
Tuesday
9:00AM - 6:00AM
Wednesday
9:00AM - 6:00AM
Thursday
9:00AM - 6:00AM
Friday
9:00AM - 6:00AM
Saturday
10:00AM - 2:00PM