
Zions Bank® AmaZing Cash® for Business
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Purchase APR (Variable APR) |
16.49% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
16.49% (Verified 08/04/2023) |
Annual Fee | $0 |
Credit Score Range | 650 - 850 |
Zions Bank® AmaZing Cash® for Business Review
This is a cashback card issued by Zions Bancorporation. If you're wondering whether Zions Bank business credit card is the right card for you, read on.
Key Takeaways
- Business credit card with generous reward rate. You can get a maximum cashback rewards rate of up to 3x.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Zions Bank® AmaZing Cash® for Business has a variable purchase APR of 16.49%
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Zions Bank® AmaZing Cash® for Business charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Zions Bank business credit card
The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR of 16.49%. The card has a variable balance transfer APR of 16.49% .
It also has a variable cash advance APR of 0%.
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 12 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 6 months.
Purchase APR | 16.49% |
Balance Transfer APR | 16.49% |
Cash Advance APR | 0% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $39.
- A returned payment fee of up to $29.
- An overlimit fee of $29.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 2% |
Balance Transfer Fee | 3% |
Minimum Balance Transfer Fee | $10 |
Returned Payment Fee | $29 |
Late Payment Fee | $19 to $39 |
Does it offer a cash back or rewards program?
Yes, Zions Bank business credit card offers a rewards program to its customers. The rewards program allows you to earn 1% cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
- Car Rentals
- Every Purchase
- Office Supply Stores
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What is the customer service phone number?
The customer service number for this business card is (888) 307-3411.
What is the support contact email?
The support contact email for this business credit card is james.abbott@zionsbancorp.com.
Does Zions Bank® AmaZing Cash® for Business report your account activity to credit bureaus?
Yes, Zions Bank® AmaZing Cash® for Business reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Zions Bancorporation .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Zions Bank business credit card
Contact
- Headquarters
-
One South Main Street
Salt Lake City, UT 84133 USA - (888) 307-3411
- Visit Site
- Email Support
Other Services by Zions Bancorporation
Other Business Credit Cards by Zions Bancorporation
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 6 months |
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Would you recommend Zions Bank® AmaZing Cash® for Business to your friends?
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