BMO Premier Gold Account is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.
Last Updated: 01/21/2026
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Highlights
Welcome Offer
$500(Verified 06/21/2024)
Rewards
N/A
APY (Annual Percentage Yield)
0.01%(Verified 06/21/2024)
Monthly Maintenance Fee
Up to $0(Verified 01/21/2026)
BMO Premier Gold Account Review
BMO Premier Gold Account is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
The BMO Premier Gold Account is offered by BMO, a bank founded in 1882 and based in Chicago, IL. BMO Premier Gold is available in 50 states and Washington, DC.
Key Takeaways
- Up to $500 bonus offer. Get a $500 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days.
- Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.01% .
- No ATM fees. BMO Premier Gold Account does not charge fees on ATM transactions .
BMO Premier Gold Pros & Cons
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BMO Premier Gold FAQ
Are checking accounts from BMO federally insured?
Yes, your BMO checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does BMO Premier Gold offer?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | 0.01% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
BMO Premier Gold offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for BMO Premier Gold?
BMO Premier Gold requires a minimum initial deposit of $25.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does BMO Premier Gold charge?
This account charges a monthly maintenance fee each statement cycle of up to $0.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Fee | Up to $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $36 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Stop Payment (Individual) | $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does BMO Premier Gold charge overdraft fees?
Yes, BMO Premier Gold charges a $36 fee for every overdraft.What features and perks does BMO Premier Gold offer?
This account includes the following features:
- Up to $500 bonus offer. Get a $500 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
View BMO Premier Gold Account's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Bonus Offer
$400
Disclaimer popup with additional information
Cashback Rewards
N/A
APY (Annual Percentage Yield)
N/A
Monthly Service Fee
$0
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.01%
Disclaimer popup with additional information
Monthly Service Fee
$25
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0%
Disclaimer popup with additional information
Monthly Service Fee
$0 - $5
Disclaimer popup with additional information
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Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+100
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No one recommends
Everyone recommends
BMO Premier Gold Account Community Reviews
Would you recommend BMO Premier Gold Account to your friends?
Newdawn S.
Dec 5, 2023
May or may not recommend
BMO Harris Premier Gold Account is like the gold standard of checking accounts - it's the cream of the crop, the bee's knees, the cat's pajamas!. But here's the real kicker: The customer service is top-notch. It's like having your own personal banker at your beck and call. They'll answer all your questions, help you out with any issues, and basically just make your banking life a whole lot easier. ...Show More
Showing 1 of 1 reviews
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