BMO Harris Premier Gold Account
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.01% (Verified 08/05/2022) |
| Monthly Fee | Up to $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
BMO Harris Premier Gold Account Review
BMO Harris Premier Gold Account is offered by BMO Harris Bank, a bank founded in 1882 and based in Chicago, IL. BMO Harris Premier Gold Account is available in 50 states (and Washington, DC).
Key Takeaways
- Up to $500 bonus offer. Get a $500 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days.
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- No ATM fees. BMO Harris Premier Gold Account does not charge fees on ATM transactions.
BMO Harris Premier Gold Account Pros & Cons
| Pros | Cons |
|---|---|
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BMO Harris Premier Gold Account FAQ
Are checking accounts from BMO Harris Bank federally insured?
Yes, your BMO Harris Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does BMO Harris Premier Gold Account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
BMO Harris Premier Gold Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for BMO Harris Premier Gold Account?
BMO Harris Premier Gold Account requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | $25 |
What fees does BMO Harris Premier Gold Account charge?
This account charges a monthly service fee of up to $0.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| Overdraft Item Fee | $36 |
| Check Stop Payment (Individual) | $35 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Paper Statement Fee | $25 |
Does BMO Harris Premier Gold Account charge overdraft fees?
Yes, BMO Harris Premier Gold Account charges a $36 fee for every overdraft.What features and perks does BMO Harris Premier Gold Account offer?
This account includes the following features:
- Up to $500 bonus offer. Get a $500 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for BMO Harris Premier Gold Account?
The customer support email for BMO Harris Premier Gold Account is servicemembers@bmo.com.
Contact
- Headquarters
-
320 S Canal St
Chicago, IL 60606 USA - (888) 340-2265
- Visit Site
- Email Support
Other Services by BMO Harris Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | $25 |
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