City Bank Simple Checking Review

City Bank Simple Checking is offered by City Bank, a credit union founded in 1941 and based in Lubbock, TX. City Bank Simple Checking is available in 1 state across the USA.

• Charges a monthly fee. This account charges a monthly maintenance fee of up to $5.
• $50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• No ATM fees. City Bank Simple Checking does not charge fees on ATM transactions.
• Hard credit pull. City Bank may require a hard pull on your credit report to open a checking account.

Are checking accounts from City Bank federally insured?

Yes, your City Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #25103). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does City Bank Simple Checking offer?

What are the account minimums for City Bank Simple Checking?

City Bank Simple Checking requires a minimum initial deposit of $50 to open an account.

What fees does City Bank Simple Checking charge?

The good news is that this account does not have a monthly service charge.

What features and perks does City Bank Simple Checking offer?

This account includes the following features:

• Fraud monitoring - City Bank Simple Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.