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  City Bank Simple Checking

City Bank Simple Checking

in Checking Accounts from City Bank · Member FDIC

Unaffiliated

City Bank Simple Checking

Unaffiliated

in Checking Accounts from City Bank · Member FDIC

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Highlights
Monthly Fee $0 - $5
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

City Bank Simple Checking Review

City Bank Simple Checking is offered by City Bank, a credit union founded in 1941 and based in Lubbock, TX. City Bank Simple Checking is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $5.
  • $50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. City Bank Simple Checking does not charge fees on ATM transactions.
  • Hard credit pull. City Bank may require a hard pull on your credit report to open a checking account.
City Bank Simple Checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Only available in one state.
  • Monthly service charge.
City Bank Simple Checking FAQ

Are checking accounts from City Bank federally insured?

Yes, your City Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #25103). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does City Bank Simple Checking offer?

What are the account minimums for City Bank Simple Checking?

City Bank Simple Checking requires a minimum initial deposit of $50 to open an account.

City Bank Simple Checking Account Minimums
Description Amount
Minimum Initial Deposit $50

What fees does City Bank Simple Checking charge?

The good news is that this account does not have a monthly service charge.

City Bank Simple Checking Fees
Description
Monthly Fee $0 - $5
Paper Statement Fee N/A
ATM Fee: In-Network N/A
ATM Fee: Out-of-Network N/A
NSF Fee N/A
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee $33
Early Account Closure N/A
Returned Deposit Fee (Domestic) N/A
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee N/A
Stop Payment Fee N/A
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) N/A
Wire Transfer Fee - International (Outgoing) N/A
Wire Transfer Fee - International (Incoming) N/A
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) N/A
ATM Reimbursement Monthly Limit N/A

What features and perks does City Bank Simple Checking offer?

This account includes the following features:

  • Fraud monitoring - City Bank Simple Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00am
  • Tuesday 9:00am - 5:00am
  • Wednesday 9:00am - 5:00am
  • Thursday 9:00am - 5:00am
  • Friday 9:00am - 5:00am
  • Saturday Closed

About City Bank Simple Checking

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Minimum Initial Deposit $50
Monthly Fee $0 - $5
Overdraft Item Fee $33
Bank Account Features
  • No ATM Fees
  • FDIC Member
  • Check Writing
  • Branch Access
  • Debit Card
  • Fraud Protection
  • Fraud Monitoring
  • No Monthly Maintenance Fee

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SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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