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Checking Accounts
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Last Updated: 01/21/2026

DATCU Credit Union Free Checking

in Checking Accounts from DATCU Credit Union

Last Updated: 01/21/2026

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Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

0.20%(Verified 08/21/2024)

Monthly Service Fee

$0(Verified 01/21/2026)

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DATCU Credit Union Free Checking Review

The DATCU Credit Union Free Checking is offered by DATCU Credit Union, a credit union founded in 1936 and based in Corinth, TX. DATCU Credit Union Free Checking is available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Higher than average APY. DATCU Credit Union Free Checking has an annual percentage yield of up to 0.20%, which is higher than the national average interest rate on savings accounts.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. DATCU Credit Union Free Checking does not charge fees on ATM transactions .
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in DATCU Credit Union mobile or online banking.

DATCU Credit Union Free Checking Pros & Cons

DATCU Credit Union Free Checking FAQ

Are checking accounts from DATCU Credit Union federally insured?

No, your DATCU Credit Union checking accounts are not insured by a federal insurance agency. This means that if DATCU Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What APY does DATCU Credit Union Free Checking offer?

DATCU Credit Union Free Checking offers an APY of 0.20% (APY stands for annual percentage yield, rates may change).

What are the account minimums for DATCU Credit Union Free Checking?

DATCU Credit Union Free Checking requires a minimum initial deposit of $5.

What fees does DATCU Credit Union Free Checking charge?

The good news is that this account does not have a monthly Service Charge.

What features and perks does DATCU Credit Union Free Checking offer?

This account includes the following features:
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - DATCU Credit Union Free Checking allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for DATCU Credit Union Free Checking?

The customer support email for DATCU Credit Union Free Checking is info@datcu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

5940 S Interstate 35
Corinth, TX 76210
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM

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