Educators Credit Union Standard Checking
in Checking Accounts from Educators Credit Union
UnaffiliatedEducators Credit Union Standard Checking
in Checking Accounts from Educators Credit Union
Not enough votes for recommendation
Would you recommend Educators Credit Union Standard Checking to your friends?
| Monthly Fee | $0 - $2 |
| ATM Fee: Out-of-Network | N/A |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
| APY (Annual Percentage Yield) | 0% - 0.01% |
Educators Credit Union Standard Checking Review
Educators Credit Union Standard Checking is offered by Educators Credit Union, a credit union founded in 1937 and based in Racine, WI. Educators Credit Union Standard Checking is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $2, but the fee is waived if you keep a minimum balance of $2,500.
- Hard credit pull. Educators Credit Union may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
|---|---|
|
|
Are checking accounts from Educators Credit Union federally insured?
Yes, your Educators Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Educators Credit Union Standard Checking offer?
Educators Credit Union Standard Checking offers an APY starting at 0% and ranging up to 0.01% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0% - 0.01% |
What are the account minimums for Educators Credit Union Standard Checking?
Educators Credit Union Standard Checking does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
What fees does Educators Credit Union Standard Checking charge?
This account charges a monthly maintenance fee of up to $2.
| Description | |
|---|---|
| Monthly Fee | $0 - $2 |
| Paper Statement Fee | $2 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | N/A |
| NSF Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Overdraft Item Fee | $30 |
| Early Account Closure | $20 |
| Returned Deposit Fee (Domestic) | $30 |
| Debit Card Replacement Fee | $5 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | $5 |
| Online Bill Pay Fee | $5.95 |
| Stop Payment Fee | $25 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | N/A |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Returned Deposit Fee (International) | N/A |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Educators Credit Union Standard Checking offer?
This account includes the following features:
- Fraud monitoring - Educators Credit Union Standard Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Educators Credit Union Standard Checking allows you to manage your money online.
Contact
- Headquarters
-
1400 N Newman Rd
Racine, WI 53406 - Visit Site
Other Services by Educators Credit Union
Availability
Feature Breakdown
| Minimum Initial Deposit | $0 |
| Minimum Balance to Avoid Monthly Fee | $2,500 |
Be the first to rate
Would you recommend Educators Credit Union Standard Checking to your friends?
Other Checking Accounts
Educators Credit Union Checking Accounts
- Axos Bank Rewards Checking
- Blue Federal Credit Union Extreme Checking
- Century Bank- Business Choice
- Chase Bank Total Checking Account
- Delta Community Credit Union Personal Checking Account
- Exchange Bank No Minimum Balance Checking
- Flagstar Bank Simply Checking
- Great Lakes Credit Union Checking Account
- HSBC Premier checking
- Huntington Asterisk-Free Checking Account
- PenFed Federal Credit Union Access America Checking
- USAA Cashback Rewards Checking Account
