Educators Credit Union Standard Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.01% |
| Monthly Fee | $0 - $2 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Educators Credit Union Standard Checking Review
Educators Credit Union Standard Checking is offered by Educators Credit Union, a credit union founded in 1937 and based in Racine, WI. Educators Credit Union Standard Checking are available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly service fee of up to $2.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Educators Credit Union checking account Pros & Cons
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Educators Credit Union checking account FAQ
Are checking accounts from Educators Credit Union federally insured?
Yes, your Educators Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Educators Credit Union checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
Educators Credit Union checking account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $2500.
What are the account minimums for Educators Credit Union checking account?
Educators Credit Union checking account does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Earn APY | $2,500 |
What fees does Educators Credit Union checking account charge?
This account charges a monthly service fee of up to $2.
| Description | |
|---|---|
| Monthly Fee | $0 - $2 |
| ATM Fee: In-Network | $0 |
| NSF Fee | $30 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Returned Deposit Fee (Domestic) | $30 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Paper Statement Fee | $2 |
| Online Bill Pay Fee | $5.95 |
| Check Cashing Fee | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $20 |
Does Educators Credit Union checking account charge overdraft fees?
Yes, Educators Credit Union checking account charges a $30 fee for every overdraft. You can get overdraft protection at a cost of $5 per transaction.What features and perks does Educators Credit Union checking account offer?
This account includes the following features:
- Fraud monitoring - Educators Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Educators Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Educators Credit Union checking account?
The customer support email for Educators Credit Union checking account is amortgageofficer@ecu.com.
Message From Educators Credit Union checking account
Contact
- Headquarters
-
1400 N Newman Rd
Racine, WI 53406 USA - Visit Site
- Email Support
Other Services by Educators Credit Union
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Earn APY | $2,500 |
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