SuperMoney
  Educators Credit Union Student Checking
Educators Credit Union Student Checking Unaffiliated

Educators Credit Union Student Checking

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Checking Accounts.
Upgrade RewardsChecking
Upgrade RewardsChecking 12 reviews
Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.01%
Monthly Fee $0 - $2
Minimum Balance to Avoid Monthly Fee N/A

Educators Credit Union Student Checking Review

Educators Credit Union Student Checking is offered by Educators Credit Union, founded in 1937 and based in Racine, WI. Educators Credit Union Student Checking is available in 1 state across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.01%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $2.
  • No minimum initial deposit. There is no minimum balance required to open an account.
Educators Credit Union checking account Pros & Cons
Pros Cons
  • Interest-yielding account.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
Educators Credit Union checking account FAQ

Are checking accounts from Educators Credit Union federally insured?

No, your Educators Credit Union checking accounts are not insured by a federal insurance agency. This means that if Educators Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Educators Credit Union checking account offer?

Educators Credit Union Student Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

Educators Credit Union checking account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $2500.

What are the account minimums for Educators Credit Union checking account?

Educators Credit Union checking account does not require a minimum initial deposit.

Educators Credit Union Student Checking Minimums
Description
Minimum Balance to Earn APY $2,500
Minimum Opening Deposit Starting at $0

What fees does Educators Credit Union checking account charge?

This account charges a monthly service fee of up to $2.

Educators Credit Union Student Checking Fees
Description
ATM Fee: In-Network $0
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $20
Monthly Fee $0 - $2
NSF Fee $30
Online Bill Pay Fee $5.95
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $30
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $50

Does Educators Credit Union checking account charge overdraft fees?

Yes, Educators Credit Union checking account charges a $30 fee for every overdraft.

Educators Credit Union checking account offers overdraft protection at a cost of $5 per transaction.

What features and perks does Educators Credit Union checking account offer?

This account includes the following features:

What is the customer support email for Educators Credit Union checking account?

The customer support email for Educators Credit Union checking account is amortgageofficer@ecu.com.

Educators Credit Union Student Checking Disclosure: Sign up for our eStatements to avoid monthly fees
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Educators Credit Union

We’ve designed checking accounts without sneaky fees. Student Checking Account (age 13 and over) offer a debit card with no annual fees, points for perks, no limit on the number of transactions, no transaction fees at over 60,000 ATMs and worldwide use anywhere Visa® is accepted.

Availability

  Available in 1 state
Wisconsin
Availabile in all of Wisconsin

Feature Breakdown

Minimum Balance to Earn APY $2,500
Minimum Opening Deposit Starting at $0
ATM Fee: In-Network $0
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $20
Monthly Fee $0 - $2
NSF Fee $30
Online Bill Pay Fee $5.95
Overdraft Item Fee $30
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $30
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $50
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Proof of Residence
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Insured by NCUA
  • Branch Access
  • Check Writing
  • Teen Checking Account
  • Student Checking Account
APY (Annual Percentage Yield) 0.01%

Be the first to rate

 

Would you recommend Educators Credit Union Student Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Educators Credit Union Checking Accounts

Loading...