Exchange Bank Basic Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.01% - 0% (Verified 08/04/2023) |
| Monthly Fee |
$0 (Verified 08/04/2023) |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Exchange Bank Basic Checking Review
Exchange Bank Basic Checking is offered by Exchange Bank, a bank founded in 1894 and based in Omaha, NE. Exchange Bank Basic Checking is available in 2 states across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, Exchange Bank Basic Checking does not pay interest.
- $0 monthly fee. This account does not charge any monthly account fees.
- No ATM fees. Exchange Bank Basic Checking does not charge fees on ATM transactions.
Exchange Bank Basic Checking Pros & Cons
| Pros | Cons |
|---|---|
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Exchange Bank Basic Checking FAQ
Are checking accounts from Exchange Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #1435). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Exchange Bank Basic Checking offer?
Exchange Bank Basic Checking offers an APY starting at $0.01% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | $0.01% |
What are the account minimums for Exchange Bank Basic Checking?
Exchange Bank Basic Checking requires a minimum initial deposit of $50 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
What fees does Exchange Bank Basic Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| ATM Reimbursement Monthly Limit | $0 |
| Bank Teller Fee | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| NSF Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Returned Deposit Fee (International) | $0 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
| Paper Statement Fee | $0 |
| Online Bill Pay Fee | $0 |
| Check Copy | $0 |
| Check Image Service | $0 |
| Check Cashing Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
Does Exchange Bank Basic Checking charge overdraft fees?
No, Exchange Bank Basic Checking does not charge overdraft fees.What features and perks does Exchange Bank Basic Checking offer?
This account includes the following features:
- Mobile Banking Services - Exchange Bank Basic Checking allows you to manage your money online or with a mobile app.
What is the customer support email for Exchange Bank Basic Checking?
The customer support email for Exchange Bank Basic Checking is mmadden@eb-us.com.
Message From Exchange Bank Basic Checking
Contact
- Headquarters
-
8008 W. Dodge Rd.
Omaha, NE 68114 USA - Visit Site
- Email Support
Other Services by Exchange Bank
Other Checking Accounts by Exchange Bank
Availability
- Kansas
- Nebraska
Feature Breakdown
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
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