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  Exchange Bank Basic Checking

Exchange Bank Basic Checking

in Checking Accounts from Exchange Bank

Unaffiliated

Exchange Bank Basic Checking

Unaffiliated

in Checking Accounts from Exchange Bank

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0.01% - 0%

Exchange Bank Basic Checking Review

Exchange Bank Basic Checking is offered by Exchange Bank, founded in 1894 and based in Omaha, NE. Exchange Bank Basic Checking is available in 2 states across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Exchange Bank Basic Checking does not pay interest.
  • $0 monthly fee. This account does not charge a monthly maintenance fee.
  • No ATM fees. Exchange Bank Basic Checking does not charge fees on ATM transactions.
  • Hard credit pull. Exchange Bank may require a hard pull on your credit report to open a checking account.
Exchange Bank Basic Checking Pros & Cons
Pros Cons
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Only available in 2 states.
Exchange Bank Basic Checking FAQ

Are checking accounts from Exchange Bank federally insured?

No, your Exchange Bank checking accounts are not insured by a federal insurance agency. This means that if Exchange Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Exchange Bank Basic Checking offer?

Exchange Bank Basic Checking offers an APY starting at $0.01% (APY stands for annual percentage yield, rates may change).

Exchange Bank Basic Checking Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) $0.01%

What are the account minimums for Exchange Bank Basic Checking?

Exchange Bank Basic Checking does not require a minimum initial deposit.

Exchange Bank Basic Checking Account Minimums
Description Amount
Minimum Initial Deposit $$50

What fees does Exchange Bank Basic Checking charge?

The good news is that this account does not have a monthly service charge.

Exchange Bank Basic Checking Fees
Description
Monthly Fee $0
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $0
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $0
Early Account Closure $0
Returned Deposit Fee (Domestic) $0
Debit Card Replacement Fee $0
Bank Teller Fee $0
Check Cashing Fee $0
Online Bill Pay Fee $0
Stop Payment Fee $0
Check Image Service $0
Check Copy $0
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $0
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit $0

What features and perks does Exchange Bank Basic Checking offer?

This account includes the following features:

  • Mobile Banking Services - Exchange Bank Basic Checking allows you to manage your money online.
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Contact

  • Headquarters
  •   8008 W. Dodge Rd.
    Omaha, NE 68114
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

About Exchange Bank Basic Checking

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View all checking accounts offered by Exchange Bank

Availability

  Available in 2 states
  • Kansas
  • Nebraska

Feature Breakdown

APY Minimum Balance $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Initial Deposit $0
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
ATM Fee: Out-of-Network $0
Bank Account Features
  • No ATM Fees
  • FDIC Member
  • Debit Card
  • Mobile Banking
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.01% - 0%

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SUPERMONEY NET RECOMMENDATION SCORE

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