Exchange Bank of California MyCash Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.03% (Verified 08/04/2023) |
| Monthly Maintenance Fee |
$0 (Verified 08/04/2023) |
| Minimum Balance to Avoid Monthly Fee | N/A |
Exchange Bank of California MyCash Checking Review
Exchange Bank of California MyCash Checking is offered by Exchange Bank of California, a bank founded in 1890 and based in Santa Rosa, CA. Exchange Bank of California MyCash Checking is available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- $0 monthly fee. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- Up to $8 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Exchange Bank of California mobile or online banking.
Exchange Bank of California MyCash Checking Pros & Cons
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Exchange Bank of California MyCash Checking FAQ
Are checking accounts from Exchange Bank of California federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #8468). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Exchange Bank of California MyCash Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.03% |
Exchange Bank of California MyCash Checking offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Exchange Bank of California MyCash Checking?
Exchange Bank of California MyCash Checking does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
What fees does Exchange Bank of California MyCash Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Maintenance Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
| ATM Reimbursement Monthly Limit | $8 |
| Foreign Transaction Fee (Debit Card) | 1.2% |
| NSF Fee | $32 |
| Overdraft Item Fee | $32 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $32 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $55 |
| Paper Statement Fee | $5 |
| Online Bill Pay Fee | $0 |
| Check Copy | $0 |
| Check Image Service | $2 |
| Debit Card Replacement Fee (Standard Delivery) | $0 |
Does Exchange Bank of California MyCash Checking charge overdraft fees?
Yes, Exchange Bank of California MyCash Checking charges a $32 fee for every overdraft.What features and perks does Exchange Bank of California MyCash Checking offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $8.
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - Exchange Bank of California MyCash Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Exchange Bank of California MyCash Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Exchange Bank of California MyCash Checking?
The customer support email for Exchange Bank of California MyCash Checking is info@exchangebank.com.
Message From Exchange Bank of California MyCash Checking
Contact
- Headquarters
-
545 Fourth Street
Santa Rosa, CA 95401 USA - (800) 995-4066
- Visit Site
- Email Support
Other Services by Exchange Bank of California
Other Checking Accounts by Exchange Bank of California
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $0 |
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