Exchange Bank of California MyCash Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.03% (Verified 07/21/2022) |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Exchange Bank of California MyCash Checking Review
Exchange Bank of California MyCash Checking is offered by Exchange Bank of California, founded in 1890 and based in Santa Rosa, CA. Exchange Bank of California MyCash Checking is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- No minimum initial deposit. There is no minimum balance required to open an account.
| Pros | Cons |
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Are checking accounts from Exchange Bank of California federally insured?
No, your Exchange Bank of California checking accounts are not insured by a federal insurance agency. This means that if Exchange Bank of California were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does Exchange Bank of California MyCash Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.03% |
Exchange Bank of California MyCash Checking offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Exchange Bank of California MyCash Checking?
Exchange Bank of California MyCash Checking does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
What fees does Exchange Bank of California MyCash Checking charge?
This account charges a monthly service fee of $0.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Reimbursement Monthly Limit | $8 |
| Check Copy | $0 |
| Check Image Service | $2 |
| Debit Card Replacement Fee | $0 |
| Foreign Transaction Fee (Debit Card) | 1.2% |
| Monthly Fee | $0 |
| NSF Fee | $32 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $32 |
| Overdraft Protection Fee (per transfer) | $10 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $32 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $55 |
| ATM Fee: Out-of-Network | Starting at $1.50 |
Does Exchange Bank of California MyCash Checking charge overdraft fees?
Yes, Exchange Bank of California MyCash Checking charges a $32 fee for every overdraft.Exchange Bank of California MyCash Checking offers overdraft protection at a cost of $10 per transaction.
What features and perks does Exchange Bank of California MyCash Checking offer?
This account includes the following features:
What is the customer support email for Exchange Bank of California MyCash Checking?
The customer support email for Exchange Bank of California MyCash Checking is info@exchangebank.com.
Message From Exchange Bank of California
Contact
- Headquarters
-
545 Fourth Street
Santa Rosa, CA 95401 USA - Visit Site
- Email Support
Other Services by Exchange Bank of California
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $0 |
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