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  First Horizon Bank FirstView Checking Account

First Horizon Bank FirstView Checking Account

in Checking Accounts from First Horizon Bank · Member fdic

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First Horizon Bank FirstView Checking Account

Unaffiliated

in Checking Accounts from First Horizon Bank · Member FDIC

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Highlights
Monthly Fee N/A
ATM Fee: Out-of-Network $3
Minimum Balance to Avoid Monthly Fee $25
APY (Annual Percentage Yield) Starting at 0.01%

First Horizon Bank FirstView Checking Account Review

First Horizon Bank FirstView Checking Account is offered by First Horizon Bank, a bank founded in 1864 and based in Memphis, TN. First Horizon Bank FirstView Checking Account is available in 5 states across the USA.

Key Takeaways
  • $50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Free bill pay. Pay your bills to practically anyone in the United States through First Horizon Bank.
  • Hard credit pull. First Horizon Bank may require a hard pull on your credit report to open a checking account.
First Horizon Bank FirstView Checking Account Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Only available in 5 states.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.
First Horizon Bank FirstView Checking Account FAQ

Are checking accounts from First Horizon Bank federally insured?

Yes, your First Horizon Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #4977). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Horizon Bank FirstView Checking Account offer?

First Horizon Bank FirstView Checking Account offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $50.

First Horizon Bank FirstView Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01%

What are the account minimums for First Horizon Bank FirstView Checking Account?

First Horizon Bank FirstView Checking Account requires a minimum initial deposit of $50 to open an account.

First Horizon Bank FirstView Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $50
APY Minimum Balance $50
Minimum Balance to Avoid Monthly Fee $25

What fees does First Horizon Bank FirstView Checking Account charge?

The good news is that this account does not have a monthly service charge.

First Horizon Bank FirstView Checking Account Fees
Description
Monthly Fee N/A
Paper Statement Fee $2
ATM Fee: In-Network N/A
ATM Fee: Out-of-Network $3
NSF Fee $37
Overdraft Protection Fee (per transfer) $15
Overdraft Item Fee $37
Early Account Closure N/A
Returned Deposit Fee (Domestic) $16
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee $8
Online Bill Pay Fee $0
Stop Payment Fee $37
Check Image Service $3
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $55
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) $15
ATM Reimbursement Monthly Limit N/A

What features and perks does First Horizon Bank FirstView Checking Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Horizon Bank FirstView Checking Account allows you to manage your money online.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 5 states
  • Florida
  • North Carolina
  • South Carolina
  • Tennessee
  • Virginia

Feature Breakdown

APY Minimum Balance $50
Minimum Initial Deposit $50
Minimum Balance to Avoid Monthly Fee $25
Online Bill Pay Fee $0
Check Cashing Fee $8
Check Image Service $3
NSF Fee $37
Overdraft Item Fee $37
Overdraft Protection Fee (per transfer) $15
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $16
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $55
ATM Fee: Out-of-Network $3
Bank Account Features
  • FDIC Member
  • Branch Access
  • Automatic Savings
  • Debit Card
  • Free Bill Pay
  • Mobile Banking
  • Check Images with Statement
  • Nationwide ATM Network
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) Starting at 0.01%

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