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  First Horizon Bank FirstView Checking Account
First Horizon Bank FirstView Checking Account
in Checking Accounts from First Horizon Bank · Member FDIC
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First Horizon Bank FirstView Checking Account

Unaffiliated
in Checking Accounts from First Horizon Bank · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

First Horizon Bank FirstView Checking Account Review

First Horizon Bank FirstView Checking Account is offered by First Horizon Bank, a bank founded in 1864 and based in Memphis, TN. First Horizon Bank FirstView Checking Account is available in 5 states across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, First Horizon Bank FirstView Checking Account does not pay interest.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • Bill pay. Pay your bills to practically anyone in the United States through First Horizon Bank.

First Horizon First View checking Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Only available in 5 states.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.

First Horizon First View checking FAQ

Are checking accounts from First Horizon Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #4977). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Horizon First View checking offer?

First Horizon First View checking is not an interest-bearing account.

What are the account minimums for First Horizon First View checking?

First Horizon First View checking requires a minimum initial deposit of $50 to open an account.

First Horizon Bank FirstView Checking Account Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0

What fees does First Horizon First View checking charge?

The good news is that this account does not have a monthly Service Charge.

First Horizon Bank FirstView Checking Account Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
NSF Fee $37
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $15
Returned Deposit Fee (Domestic) $16
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $55
Paper Statement Fee $2
Online Bill Pay Fee $0
Check Image Service $3
Check Cashing Fee $8

Does First Horizon First View checking charge overdraft fees?

Yes, First Horizon First View checking charges a $35 fee for every overdraft.

First Horizon First View checking offers overdraft protection at a cost of $15 per transaction.

What features and perks does First Horizon First View checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Horizon First View checking allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Horizon First View checking?

The customer support email for First Horizon First View checking is customerservice@firsthorizon.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From First Horizon Bank

Life's complicated. Banking Shouldn't Be. FirstView Checking if You like to keep things simple, skip the bells and whistles, and just get your business done. 

No matter which checking account you choose, you’ll get free digital and mobile banking, a free standard debit card, and no ATM fees when you stay in network at more than 600 ATMs across the Southeastern United States.

 

Availability

  Available in 5 states
  • Florida
  • North Carolina
  • South Carolina
  • Tennessee
  • Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
NSF Fee $37
Overdraft Item Fee $35
Overdraft Protection Fee (per transfer) $15
Returned Deposit Fee (Domestic) $16
Stop Payment Fee $37
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $55
Paper Statement Fee $2
Online Bill Pay Fee $0
Check Image Service $3
Check Cashing Fee $8
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Debit Card
  • Automatic Transfers
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0%

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