Last Updated: 01/21/2026
High Point FCU myRewards Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
N/A(Verified 10/24/2023)
Monthly Service Fee
$0 - $5(Verified 01/21/2026)
High Point FCU myRewards Checking Account Review
The High Point FCU myRewards Checking Account is offered by High Point Federal Credit Union, a credit union founded in 1972 and based in Olean, NY. High Point FCU myRewards Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Each month you qualify for rewards, you will receive an email by the 5th of the following month. You can allow your reward dollars to accumulate for 13 months. They will expire after 13 months. Rewards include digital and mailed gift cards from a variety of different businesses and restaurants!
- $0 monthly account fees available. This account charges a monthly fee of up to $5, but the fee may be waived if you keep a minimum balance of$300.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. High Point FCU myRewards Checking Account does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in High Point Federal Credit Union mobile or online banking.
High Point FCU myRewards Checking Account Pros & Cons
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High Point FCU myRewards Checking Account FAQ
Are checking accounts from High Point Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does High Point FCU myRewards Checking Account offer?
High Point FCU myRewards Checking Account is not an interest-bearing account.
What are the account minimums for High Point FCU myRewards Checking Account?
High Point FCU myRewards Checking Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $300 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $300 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does High Point FCU myRewards Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does High Point FCU myRewards Checking Account offer?
This account includes the following features:
- Each month you qualify for rewards, you will receive an email by the 5th of the following month. You can allow your reward dollars to accumulate for 13 months. They will expire after 13 months. Rewards include digital and mailed gift cards from a variety of different businesses and restaurants!
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - High Point FCU myRewards Checking Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for High Point FCU myRewards Checking Account?
The customer support email for High Point FCU myRewards Checking Account is contactus@highpointfcu.com.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed