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Last Updated: 01/21/2026

Houston Police CU Dividend Checking Account

from Houston Police Credit Union

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.50%(Verified 09/19/2024)

Monthly Service Fee

Starting at $0(Verified 01/21/2026)

Houston Police CU Dividend Checking Account Review

The Houston Police CU Dividend Checking Account is offered by Houston Police Credit Union, a credit union founded in 1937 and based in Houston, TX. Houston Police CU Dividend Checking Account is available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

Higher than average APY. Houston Police CU Dividend Checking Account has an annual percentage yield of up to 0.50%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $500.
No ATM fees. Houston Police CU Dividend Checking Account does not charge fees on ATM transactions .
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Houston Police Credit Union mobile or online banking.

Houston Police CU Dividend Checking Account Pros & Cons

Pros

Cons

Available in 50 states, 5 U.S. territories and Washington, DC.
Dividend-yielding account.
Insured by NCUA.
Debit card

No signup bonus.
Does not offer mobile check deposits.

Houston Police CU Dividend Checking Account FAQ

Are checking accounts from Houston Police Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Houston Police CU Dividend Checking Account offer?

Houston Police CU Dividend Checking Account Rates & Terms

Description

APY (Annual Percentage Yield)

0.50%

Houston Police CU Dividend Checking Account offers an APY of 0.50% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $500.

What are the account minimums for Houston Police CU Dividend Checking Account?

Houston Police CU Dividend Checking Account requires a minimum initial deposit of $25.

Houston Police CU Dividend Checking Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $500

Minimum Balance to Earn APY

$500

Minimum Opening Deposit

Starting at $25

What fees does Houston Police CU Dividend Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Houston Police CU Dividend Checking Account Fees

Description

Monthly Service Fee

Starting at $0

What features and perks does Houston Police CU Dividend Checking Account offer?

This account includes the following features:

Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Houston Police CU Dividend Checking Account allows you to manage your money online or with a mobile app.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Houston Police CU Dividend Checking Account?

The customer support email for Houston Police CU Dividend Checking Account is hpcu@HPCU.coop.

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Contact

Headquarters

1600 Memorial Dr

Houston, TX 77007

(713) 986-0200

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 5:00PM

Tuesday

8:00AM - 5:00PM

Wednesday

8:00AM - 5:00PM

Thursday

8:00AM - 5:00PM

Friday

8:00AM - 5:00PM

Saturday

9:00AM - 1:00PM

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Bonus Offer

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Cashback Rewards

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APY (Annual Percentage Yield)

0.50%

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

Everyone recommends

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